TVI International claims to be some sort of travel company.  Upon visiting the website the first thing I didn’t like about it was how the “product” is not clear cut.  I don’t know what they are selling, or what I will be selling, when I visit the website.  Further they require you to give your name and email address before they offer up any more specific information – FIRST WARNING SIGN.

After further research I discovered that it is basically another MLM Pyramid scheme except the dollar figures are higher.  It’s a whopping $250 to join which reminds me of the ReGenesis 2×2 scam that recently went down.

For the $250 you get a “travel voucher” which in reality I am sure you could obtain elsewhere for much less, as these things are common giveaways by many companies.  Then it’s the same ol same ol try to get “2 others” to join you and do the same.  Once you do that successfully you train those 2 how to replicate the process and voila you make $10,000 or some other nice lump sum of money after reaching a certain point.

I’ve seen it all before, this is the same scheme with a different packaging.  Some things to be worried about are the fact that their address appears to be fake.   Some people have phoned the building in London that they claim to be located in and they aren’t there.

Further, their banking apparently takes place in Cyprus, but if they are located in the UK why go to the trouble of using a bank in Cyprus ?  More warning signs.

Now this isn’t to say you won’t make money with this.  If you join and in turn get others to join you will very likely make money, the same way that many people made money with ReGenesis 2×2.  All scams pay money in the beginning, it’s just that eventually they close up shop and run with the left over money (and then likely do it all over again).   I can’t say that this is what TVI Express is doing by any means, but one cannot rule it out either.

Perhaps you have read some success stories of others who have made $10,000 or some other great sum of money.  I am sure it’s absolutely true, there’s ALWAYS someone, or a group of people, who are making good money in any scheme.  However for each person who is making money there are at least 2 or possibly 1000s who are losing money.  It’s impossible to have someone making money without 2 or more people losing money.  It’s just simple mathematics.  You never get to hear the stories of the people who lose money, just the wonderful success stories of those who make money.

However, here is something to consider before joining.  First of all how easy/hard do you think it will be to get people to part with $250 to join this ?  Most people are already skeptical and $250 is by no means pocket change.  Compare that to the simple $3 program I recommend.  The idea behind TVI Express is get 2 people to join and train them to do the same and so on so the 2x2x2 etc replicates.  You eventually get a $10,000 payout for accomplishing this but I’m not quite sure when that occurs.

How about my simple $3 program ?  If you were to recruit 3 people (ie get 3 people to part with $3 ) within one month and then teach those 3 to do the same within one month thereby retiring after 2 months., do you know how much money you will earn in your 11th month if everyone accomplishes the same ?  Your 11th month will get you over $17,000!   So, what do you think will be easier ?  TVI Express at $250 joining fee or Work for $3 at a $3 joining fee ?

With Work for $3 I was able to recruit about 60 people within my first 2 months, an average of 1 per day.  However that has slowed down since and many of those who have joined me have not been able to be as successful as me.  There are about 10-20 people who have recruited 3 or more people but the majority haven’t recruited anyone.  This is possibly due to it being a forced matrix so it attracts a lot of people who don’t want to do anything.  Nevertheless it is working and I am making money at it every month on autopilot now.

So, if you are thinking of joining TVI Express I would recommend you first join Work for $3 and try to be successful at that first.  It has the potential to make millions just like TVI does, but it’s only $3, not $250.  If you can’t be successful with Work for $3 then you have no chance whatsoever at being successful with TVI Express and I have just saved you $247! (feel free to donate some of that money to me if you like :-) )

If you have any comments about TVI Express feel free to leave them below.

I recently received an email from “Dave Taylor” about this new program.  Dave Taylor is the guy behind Team Success builder, but he also promotes a lot of other programs.  Therefore he is pretty much like most other online marketers in that he doesn’t seem to focus on one program and make it work but jumps from program to program making money each time I am sure as he emails the latest thing to his huge list of contacts and some people join in hopes that this will be “The one” that makes them rich.

The fact is the only people who make real money at this are the ones with the huge lists of contacts of people who are hungry to make money (and gullable).

The difference with this Forced Cash Gifting program is it doesn’t appear that the owners (whoever they are) make any administration fees.  The money you put into the program is all used to pay the members.  However, I am sure that the owners or administrators have a position at the top of the matrix so they DO make money from it.

The intial fee to join is $10, but that isn’t the only fee of course.  As you progress in the program you need to keep feeding money into it, however it appears the subsequent fees don’t come out of your pocket but are deducted from your commissions.  Therefore your only out of pocket expense (it would appear) is $10.

There are some great claims made by the website like for example “No Sponsoring Required”.  Well no programs “require” you to sponsor others.  However, if you don’t, it’s highly unlikely you will ever make any money.  Forcedcashgifts is a forced matrix, therefore it is POSSIBLE to make money from spillover but remember spillover is usually a trickle.

Another claim they make is “Our system is not a “Get-rich-quick scheme”. We truly offer a ‘Realistic Plan’ to earn about $1 Million in One Year!”

I have to disagree here.  This claim is by no means “realistic”.   They would be fortunate if even ONE person were to make $1 Million in one year (likely the creator of the program who is at the top) nevermind everyone.  This “realistic” claim is nothing but and that alone is enough for me to stay away.

This is as close as you can get to MLM or Pyramid scheme.  There is absolutely no product whatsoever, it is purely a money sharing/distribution system.  I’m pretty sure it’s fully legal as you are giving “gifts” to people in the program and there is no law against giving gifts to people.  That’s how they stay legal.  A pretty thin line if you ask me.

If you are in to Cash Gifting programs then I guess this one is pretty good as it incorporates a forced matrix.  So at least you have some chance of making some money without sponsoring others.

I have tried many programs over the years so feel free to read up on my Top Recommended Programs

If you have any comments about Forced Cash Gifts feel free to leave them below.

EZ Button Cash is something I have seen many times before.  You sign up to this website and pay $29.  You then promote it and get others to do the same.  Each time you are successful you earn $5 per signup.  You also earn $5 per signup that your signups get 5 levels deep.  With this structure there is no limit to how much money you can earn.  Theoretically you could earn millions or billions, but then again you could earn absolutely nothing at all.

One thing to note is that this is not a forced matrix like the recommended Work for $3.  It is absolutely impossible to earn any money without working yourself.  At least with Work for $3 and other forced matrices there is a small chance of getting spillover and thereby earning money without effort on your own part.  Not only is this good for you but it also makes the program more attractive to others and thereby easier to market and get signups.

I can’t see this being all that attractive and thereby I don’t think it would be very profitable.  There are many programs out there doing the same thing so Easy Button Cash is nothing special.  I wouldn’t say it’s a scam by any means.  Just like with most programs if you market it and get others to signup you will earn money.  It’s just whether or not you will be able to do so is the question, which is why I recommend Work for $3 first off.  It’s easy and it works well.  If you can succeed even a little with Work for $3 then you will succeed with other programs.  If you can’t, then forget all of these MLM programs.  At least Work for $3 is only a $3 risk, unlike Easy Button Cash which is $29 and doesn’t even have the possibility of spillover.

If you have any info about EZ Button Cash please leave your comment below for others to benefit from.

Here we have another one time payment matrix.  It is a 2×20 which means you will get maximum spillover mathematically speaking, but it doesn’t mean you will get more spillover than you would with the recommended Work for $3 program.  Spillover depends on 3 factors : the matrix construction (in this case 2×20 which is the best type), the person directly above you in the matrix (this is random so you could be under someone who is lazy) and finally how attractive the program is.

This is a one time payment of $12.99.  For that you get access to a bunch of digital products (same with pretty much every online MLM Program).

The commission structure however isn’t all that clear to me.  It looks like you get $0.50 for everyone that you sponsor or spills under you.  That’s the simple part.  However there is some bonuses for “cycling” which means filling 6 levels.  That’s 126 people.

The website doesn’t say what bonus YOU get when you cycle, it only mentions a $2.50 bonus when someone else cycles.  I would assume you get a bonus of some sort when you personally cycle but I wouldn’t be sure.

Basically we have the same ol same ol here.  Someone else doing what a million other people are doing.  Starting their own program and trying to make a buck doing so.  Just like with any program, you will make money if you promote and are successful, or if you happen to be lucky enough to spill under someone else who is successful (don’t bank on that).

I would still recommend the simple Work for $3 program over this.  It has the potential to turn into millions just like this does, but I found it very easy to promote and get sign ups.  That’s a very important factor to consider, “will others join” ?  People are much more likely to risk $3 over $12.99.  If you agree then others will too and you mat find yourself promoting something that people aren’t willing to risk.

I found the Work for $3 very easy so that’s why I recommend it.  If you can’t be successful at that then you won’t be successful at anything.  Try it out first and once you know you can do this marketing stuff you can try out these more expensive programs.  You can then try to get the people who already joined you in Work for $3 to follow you to your next venture so by joining Work for $3 and getting a following you are building for future opportunities too, not just Work for $3.

If you have any questions about this or experiences to relate please leave your comment below.

I was unfortunately sucked in by this scam.  I clicked on an Adwords ad I think that took me to the sales page for this so called “Google Cash Kit“.  It was a while ago so I’m not sure what the sales page was like however it wasn’t one of those blogs where someone tells their experience.  I don’t think I would have fallen for that.

Anyways, I paid the $2.95 with my Credit card thinking if it was a scam no big deal just call my credit card and get it refunded.  I have had an illegitimate charge before and got it charged back with just one phone call so this made me confident in being able to use my credit card online safely.

I was wrong !

Anyways, if you have been unfortunate enough to buy this “kit” you have unknowingly signed up for a subscription service.  They will bill you anything between $50 and $100 per month until you call the company and cancel.

Unbelieveably you cannot cancel via your credit card company.  This is the most ridiculous thing I have ever heard, but the only way to cancel is to call the billing company directly and cancel with them over the phone.  Of course this won’t be easy.  You could be on hold for hours on end, perhaps they will never answer the phone.

Further reporting your card lost won’t work either unless you don’t admit to the $2.95 charge.  You would have to say the card was lost/stolen BEFORE you made the $2.95 (or whatever the “kit” cost you).  That way in the eyes of the credit card company the entire transaction was fraudulent.

If the credit card company knows you made the $2.95 charge in good faith, cancelling the card won’t do any good as the charges just go automatically to the other card.

If you are curious what this scheme is all about, it’s basically a monthly subscription service that gives you tips on how to make money.  I never even looked at it myself as I was so angry.

If you go back to the sales page where you signed up you will find the small writing in barely legible size and colour telling you about the monthly charges.  Because that writing is there we are legally liable for the charges and the Google Cash Kit company aren’t doing anything illegal.  Crazy but true.

So I hope you can cancel before you get billed the big money.  Feel free to leave your comments below about this scam that is catching many people unawares.

Here is some more evidence of this scam http://www.business-opportunities.biz/2009/06/22/google-cash-kit-is-a-scam/

7 Day Wealth are a little different from the rest as they don’t really have a product.  They claim to be an investment club.

This is a great idea in theory.  Pool everyone’s money together and invest it and share the profits.  They also claim you will never lose any money and in fact “guarantee” you will make money.

I always get a bit leery when companies make such far fetched guarantees.  Anything that sounds too good to be true normally is.

If you search the internet you will hear both good and bad stories.  People have paid money and got nothing whereas others have.  One problem I can already see is that they pay a 50% commission on your first level referrals and 25% on your 2nd level.  That’s a total of 75% commission paid on your first 2 levels alone !  If at least 75% of every dollar invested is paid directly to members as referral commissions how much money is left over for investing ? i.e. if i choose to invest $100 into the club, $75 (or possibly more depending on the other 8 levels commission structure) is paid immediately to the people above me.  How can my investment make any money when there is barely any investment left ?  How can they turn $25 (or less) into more than $100 in a short period of time ?

So for these basic reasons I think it’s pretty safe to say this is just another scheme that will eventually fall apart as they are very likely depending on the growth of new members and new money coming in, in order to fuel commission payments.  Once the growth slows down they won’t have any new money coming in and the payments will stop and the whole thing will collapse.  Just my prediction.

As for me, I will just stick with my simple Work for $3 program that has consistently been paying me commissions for the past 7 months and continues to grow week by week.

Feel free to leave your comments good or bad regarding 7 Day Wealth below.

MK Hosting is another web hosting matrix that has recently sprung up and I am sure this won’t be the last.

When they first started out they were a 3×6 forced matrix costing $17.99 per month allowing you to earn a maximum of $1458/mo per position.  Now, however, they have since changed to a 3×8 forced matrix costing $19.99 per month with a maximum potential income of $10,584/mo per position.

This changing in structure and price is something I have seen quite a lot with these programs.  The reason behind it is they are trying to make the program more appealing and or more profitable.  By adding $2 per month to the price and changing the structure to 3×8 they are able to increase the potential income to over $10,000 per month.

Perhaps a program that has as potential of $10,000+ per month income vs $1458 is much more appealing.  But the fact is that it is extremely unlikely that anyone will ever reach the maximum level.  You should never judge a program based on what the potential for income is.  There are many programs out there that have UNLIMITED potential income i.e. you can make millions of dollars per month.  That doesn’t make them better than this.

MK Hosting are offering web hosting as well as an autoresponder.  They started up soon after Teamwork Revolution Power System (TWRPS) which has a very similar product.  Many web hosting matrices are just web hosting.  These 2 have added more value by throwing in an auto responder service as well, which for some is very useful and valuable as auto responders can cost $30/month on their own.

Fact of the matter is many people don’t use or need any of these services and what we have is just another scheme that people join for the opportunity and not the product.

If you already pay for an auto responder and web hosting then this is a great way to possibly reduce your costs and even earn a profit from recommending the service.  However I would also warn you that in the early days these companies tend to have a  lot of teething problems which can be very troublesome.  For example they may change servers for one reason or another which would require a lot of leg work on your part to redirect your omain names and perhaps need you to re-upload your websites etc.  Some people have many websites, so with each change the company makes you have possibly hours of work to do each time this happens.

Unfortunately my first encounter with MK Hosting was a negative one.  I learned about it via an email “from a friend”.  The email however wasn’t written in the style of my friend and I suspected it was a fraudulent email and it turned out I was correct.  Someone with a bit of computer knowledge was able to send me (and many others) emails which appeared to be from people we knew promoting this program.  This marketing tactic I must admit is a great idea.  People build relationships and reputations in this business.  Many people will join a program just because a certain person recommends it. I’m not sure how successful this dodgy marketer was as I was able to clearly see through the scam.

This teaches us a lesson with respect to these programs.  The companies cannot control what the marketers do.  Yes this way of marketing is completely fraudulent and maybe even illegal.  That however doesn’t make the company MK Hosting responsible for his actions.  It’s like trying to hold gun companies responsible for the murders committed using those weapons.

Apart from that there’s no reason to put you off joining this.  If you want to give it a try and believe in it by all means do so, but in my experience these monthly payment web matrices die out quickly and you spend all this time trying to market something that eventually fails.  It’s like bailing water out of a leaky boat.

This is why I like the little Work for $3 program.  It will never regress.  It may possibly come to a stand still but it will never ever go backwards and end up being a loss.  Once it’s in profit it always is in profit.  Not so with this or any other monthly payment program.  They all run the risk of going from profit into loss.

If you have any experience with MK Hosting or useful, valuable information that others could benefit from please feel free to post it below.  No spam or affiliate links please.

I have seen a lot on the internet about working from home stuffing envelopes.  This seems like an easy and a great opportunity.  Just sit around in your pyjamas watching TV and getting paid to stuff envelopes.  In fact the idea seems plausible as many advertising companies need a lot of envelopes stuffed so it would seem logical that such a business opportunity exists.

What you will find though is that whatever ad you are reading about this opportunity has a lot of hype.  What is worse is they will likely ask you for some sort of up front fee.  They will justify it by saying they need to weed out the time wasters and only want people who are really serious about the opportunity.  Or perhaps they will say something like they need the money for postage and packaging of the info pack with the instructions of how to get started in this “home business”.

If you do pay that fee because your curiousity is killing you, what you will likely get is a kit telling you how to promote the same business you just bought into.  It’s essentially another pyramid scheme where you earn commissions by “tricking” others into paying the same fee you did.  Where does the “envelope stuffing” come in you may ask ?  Well the company can easily justify it’s claim by saying you need to “stuff envelopes” with ads about the “envelope stuffing business” and then mail those out to as many people as possible in hopes of hooking someone else into the dodgy business opportunity.

Further, there are many machines that do this type of work much faster and cheaper than any human can do it.  I should know because I used to fix them.  Companies like Pitney Bowes and Francotyp Postalia make  folding and inserting machines that do this work.  So why would any company pay a human to do a job that they could get a machine to do ?

Further, there are many companies that specialize in these services that have these machines.  They can do the work very cheaply.  I am sure it works out to less than $5 per hour, so why would any company in their right mind pay a human big money to do this tedious task ?

The answer is obvious.  The ad you have read or stumbled upon is just another scheme trying to prey on the desperate and needy.  Unfortunately it works well, but hopefully you have stumbled upon my site before sending off for your “info pack”.

If you have any experiences with this type of scheme please post them below for others to learn from.

July 2010 UPDATE

Unfortunately WF3D have changed their program.  It used to be a one time payment of $3 to join which was one of my favorite features.  But they have dissolved this one-time payment option and changed it into a free program to join or you can upgrade by paying $3 per month.  It’s this change that has caused me to change my opinion of this program.  It used to be my top recommended online MLM program because it was so easy, but that is no longer the case now that they require a yearly payment of $36 or more.  I don’t think people are going to like this.

This change was obviously done in an effort to make more for the company and for everyone else, but I fear that it’s advantages may outweigh it’s disadvantages.  Therefore I will now make my favorite, or top recommended online MLM 4×1 Fortune which used to be my my #2 recommended online MLM.

I like the one time payment MLMs as they don’t create any pressure to perform quickly.  You never have to pay again so there’s no “sinking boat” feeling.  WF3D used to be like this but it no longer is and as a result I expect the sign ups will slow down.  So, have a look at 4×1 Fortune as it is still a good paying program.  Hopefully they won’t change their structure in the the future.

I will leave the original WF3D review below in tact but be aware that a lot of the info is now out of date due to the recent changes but some still applies ie 3×15 structure, the “product” etc.

Original WF3D REVIEW

This has by far been the easiest and most successful of all the online businesses I have tried so far.

It’s basically a 3×15 forced matrix which means you can get spillover and spillunder.  I personally haven’t received any spillover to date because I am obviously underneath someone who isn’t marketing this at all, however I have indeed provided spillover to the people who have joined me and benefited from my success in this program.

Of everything I have tried this has been the easiest of all to market.  In fact the results have really taken me by surprise.  I really thought Teamwork Revolution was going to be something great but then it fell apart.  Then not soon after that my hopes were again re-kindled with the Teamwork Revolution Power System which started out incredible but just as quickly fizzled out.  During that time this simple one time payment $3 + $0.40 alertpay fee program was ticking over making money week in and week out.

In fact this program very much reminds me of the fable of the Turtle and the Hare.  You remember ? The Turtle very slowly but consistently makes his way through the race while the Hare took it in fits and spurts.  In the end the Turtle won the race and that’s kind of what has happened here with my little experiment.

One huge benefit this program has over others is that you only ever make a payment once thereby limiting your expenses and investment.  The monthly payment programs increase your risk but also increase the potential reward.  In my case all the monthly payment programs died out and I lost money on pretty much all of them.  That whole time this program was ticking away making a few dollars every week and has the potential to turn into a whole lot more.  If things continue as they have done so for the past few months then after 6 months to a year this will be earning a decent monthly income.

There are even more benefits to this program than meets the eye.  The product is a list builder.  So you are building a mailing list of people who are interested in making money online.  So not only do you earn commission from the people you recruit and the people they recruit 15 levels down, but you can also potentially earn money from promoting other good opportunities to the people who have joined your list.  This is perhaps the most valuable part of this program.

Further, if you are inexperienced with online marketing this is the PERFECT program to get your feet wet and learn the ropes before trying to take on a bigger fish.  Basically if you are unable to make a profit with this simple program than you might as well give up all together on online marketing because this is the easiest thing out there I think.  It was the easiest for me anyways.  It’s just a surprise and shock to me that it turned out to be the most profitable.

When I first joined this I spent some time marketing placing free ads on some websites.  I did really well during the first couple of months where I averaged about 1 signup per day.  That slowed down after 2 months for whatever reasons but my recruits were starting to get good and I was starting to see some decent spillunder as well.

Now, after about 7 months, I have personally recruited about 100 people and those in turn have brought in 400 people for a total of 500.

When you look at the number of people that is a huge success for someone starting from scratch.  Remember before this I had never done any online marketing before.

The money earned from that hasn’t been much.  Just over $100.  However, for a measily $3 investment that’s a pretty darn good return on my money.

Have a look at the chart below :

This chart shows what your income would be with this program if you were to sign up only 3 people (i.e. convince 3 people to part with $3.40 with the hopes of getting a residual income) in your first month, and then do NOTHING AT ALL FOREVER.  Seems crazy but it’s simple mathematics.

Now for me personally I started off pretty good because I got about 30 people in my first month, but a lot of those people didn’t do anything so the snowball didn’t roll as fast as the chart above indicates.  After 7 months I should have 2187 people whereas I only have 500.

Now I think I am partly to blame for that as part of my marketing campaign was basically telling people to join me and do nothing and benefit from the spillover.  So, were I only to be looking for people interested in marketing for themselves I wouldn’t have the 500 people I have now.   So I’d rather have 500 people join me and do nothing than have no one join me at all.

In actual fact quite a few of those 500 people ARE marketing and doing quite well.  So you never really know what type of people are going to join you in this venture but sometimes you get a nice surprise.

So now that I am not going to acheive the results I was hoping for with the chart above I have my sights on this chart :

1st Month – 1 member in downline (earning $1.50)

2nd Month – 3 members in downline (1 recruited by yourself and 1 by your downline – earning $4.50)

3rd Month – 7 members in downline (1 recruited by yourself and 3 by your downline – earning $5.36)

4th Month – 15 members in downline (earning $6.70)

5th Month – 31 members in downline (earning $8.92)

6th Month – 63 members in downline (earning $12.52)  

7th Month – 127 members in downline (earning $19.32)

8th Month – 255 members in downline (earning $32.52)

9th Month – 511 members in downline (earning $58.52)

10th Month – 1023 members in downline (earning $110.12)

11th Month – 2047 members in downline (earning $212.92)

12th Month – 4095 members in downline (earning $418.12)

13th Month – 8191 members in downline (earning $828.12)

14th Month – 16383 members in downline (earning $1,647.72)

15th Month – 32767 members in downline (earning $3,286.52)

16th Month – 65535 members in downline (earning $6,563.72)

This chart shows what would happen were you and everyone else to recruit just one person per month.  Yet another very attainable goal considering I recruited 60 in my first couple of months.  A goal of 1 per month is easily achievable if you work at it consistently just like the Tortoise in the Tortoise and the Hare fable.

According to the chart above after 7 months you would have 127 people.  Well I have about 500 so I am certainly way ahead of schedule on that one.  So let’s see how things continue over the next few months.  Feel free to bookmark this page and check back as I post updates.

If you decide to join this opportunity you will notice 2 upgrade options one for $10(Gold)  and one for $30 (Platinum).  Basically it just means you earn a little more money each time someone you recruit also upgrades.  However, mathematically it is better to use the $10 to purchase the 3 positions underneath you or use the $30 to purchase the 3 positions on your 1st line and also the 9 positions on your 2nd line.  This is of course completely optional but I am writing this because I feel bad for those who joined and upgraded to Gold or Platinum instead of doing what I recommend above.  My recommendation pays you more commission in the long run than upgrading to Gold or Platinum.  If you aren’t sure why contact me before you upgrade so I can explain in detail.

If you decide to try this opportunity out I will do my best to help you replicate the success I enjoyed.  Your success is my success so don’t expect to be left out in the lurch.  Feel free to contact me via my Contact page or leave a comment below if you have any questions at all about this or any other online program I have tried.

Please click here to join this venture