Here is yet another work from home scheme specifically created to appeal to mothers who are perhaps stay at home moms looking for a way to supplement their income.

I didn’t want to buy it myself in order to find out what it is all about because I have already wasted enough money doing this and in doing so I have found a system that works for me so I’m not about to waste anymore money or time then I already have to talk about these things.

So perhaps you may this reading this review is a waste of time as I don’t know exactly what is in the “kit” that you buy but I’m pretty sure I can guess what’s in there as many of these things are all the same.

From the website it appears this income system utilizes Clickbank, which is free to join, and you try to sell products through Clickbank.  This is a great online business opportunity as many people have successfully created business around selling clickbank products.  In fact, Moms Income System is in itself a Clickbank product.

So my guess is, is that Moms Income System is a kit that teaches you how to create websites that are designed to re-sell this kit to other moms (or whomever) might be interested in making money from home (that’s a HUGE market by the way)

I’m pretty sure this isn’t a scam because Clickbank have a great reputation and wouldn’t sell anything that would make people upset or angry because they don’t want to have to process refunds all the time.  They have been around for many years now and have a great reputation.  They aren’t about to damage that for a few bucks when they turnover millions of $ every year.

So I am pretty sure this system or kit will have some very useful training info to get you started in your online business.  It has taken me over a year of trial and error to find something that works.  There’s no reason why you can’t buy this system and follow the videos and info and experience some sort of success. yourself.  But worse case scenario is you lose a few bucks which is what success in business is all about.  (or maybe not as there’s a 60 day no questions money back guarantee).

I have lost a few hundred dollars over the past couple of years trying this and that out until I found a business that not only worked, but I really enjoyed.  I have more than made back what I have lost, so to me those losses where totally worth it because it’s those losses and risks that led me to the successful business I have now.  Perhaps this is the business for you?

If you DO happen to buy this system and give it a go please come back and tell me if my intuition was correct.  Is it simply a system that teaches you how to market and re-sell the very same system?

If so, keep in mind that the principles you learn on how to re-sell and market the same system you bought applies to ALL online marketing businesses.  So don’t think you are limiting yourself to this single product.  Clickbank has 1000s or 10,000s of products.  So if for some reason you don’t like re-selling this system, you will already have the training to market and sell other clickbank products that you like.

It’s like I always say, many of the most successful people in the world are the ones who have experienced the most failures.  Or “the foundation of success is 1 or many failures”.   Basically “nothing ventured nothing gained”

If you want to give Moms Income System a go click here. It has a “60 day no questions asked money back guarantee ” and because it’s from clickbank, I would personally believe in that.

Please come back and let me know how you get on and tell me if I was right.  Your valuable input will help others in their decision making.

Canadian Diamond Traders is a very interesting and unique program among the various MLMs I have investigated over the past while, so I think it deserves a place on this site.

I don’t know about you, but if you were thinking about joining this it isn’t so easy to understand the ins and outs of their program.  The videos I watched and things that I read didn’t explain very well how it worked, just how to pay your money and you will get $3500 when you “cycle”.

Normally I get very leary of any program that focuses on hype and only talks about what you will/can make because they normally do that in order to play on your emotions.  It’s like dangling the carrot in front of the horse.   It totally works of course because there are so many people on the internet desperate to make money and this tactic is very effective so many companies use it.

Canadian Diamond Traders have apparantly been in business for 6 years now trading in diamonds.  They launched this MLM program in an effort to expand their business with direct selling.  The concept is a good idea of course, many companies have adopted direct sales like Amway, Primerica Financial Services, Cutco, Avon, Tupperware and these companies have enjoyed great success and profits as a result.

In theory the concept is great but in practice it just becomes another legalized pyramid scheme full of people who just recruit/sell to other people who want to make money.  With the companies mentioned above many people just buy the product because they want or need it.  With Canadian Diamond Traders the people buying the diamonds I am sure couldn’t care less about the diamonds, nor were they planning on buying a diamond anytime in the near future.  Those who join CDT I am sure are just looking for a way to make some money and do so by finding others with the same desire.

I decided to give Canadian Diamond Traders a phone call directly to find out exactly how this works because the info available online wasn’t concise enough.

When you join Canadian Diamond Traders you pay a “deposit” towards a diamond that you will get at the end of your cycle.  There are 2 programs, 1 is a feeder that costs $120 ($100 entry fee + $20 admin fee)  and the other is the real program costing $520 ($500 entry fee + $20 admin fee).

The feeder program is basically a way for you to get into the program cheaper, but of course it will take you twice as long to actually earn any money as you need to cycle twice before getting any cash.  Your first cycle automatically pays your entry into the $500 table.

If you opt for the feeder program your $100 acts as a deposit towards a diamond that you will get when you cycle the first time.  The diamond is valued at about $800 or so.  This is something I believe as they provide documentation and valuation certificate from reliable appraisers.  However don’t get too excited as a diamonds appraised value is always overstated.  This is mainly for the insurance companies and a tool for comparing diamonds values.  If you know anything about diamonds then you will know color, cut, carat and appearance are what makes it valuable.  I have seen online some of the diamonds that you get for your $100 and they are low quality.  That’s not to say they are worthless as all diamonds have value, but in the real world these diamonds are pretty much worthless and no one really wants them.

I used to be in the second hand diamond trade myself.  When we purchased diamonds to re-sell the rule of thumb was pay 10% of the appraised value and retail it for half of the appraised value.  According to this rule the $800 diamond you get would fetch $80 from a trader if you wanted to get cash for it and the most you would likely be able to sell/retail it for would be about $400.  But to be honest, since the color of these diamonds is blue and yellow etc the demand is very low so don’t expect to make much off your diamond from your first cycle.  This program is really all about cycling out of the $500 table.

The $500 table puts you in line for a diamond of about $1900 value.  They say when you cycle you get $3500 marketing fee but it’s not really true.  You get $2500 cash and a diamond valued at $1900.  They combine these 2 figures somehow to give you the $3500 figure (valuing the diamond at $1000 wholesale).  I haven’t seen any photos of this level of diamond but I am sure it’s an actual decent diamond like you would actually buy in the stores.  Remember this is just the raw diamond, no ring or setting.

Whether you enter the $100 or the $500 table the same principle applies.  There are 4 levels to the table :

Miner

Cutter

Polisher

Collector

You enter the table at the Miner position.   There are 8 Miner positions that need to be filled in order for you to advance to cutter.  Now here is where it gets interesting.  Most MLM programs that I have seen you tend to be quite on your own i.e. if you don’t successfully recruit you are highly unlikely to make any money but CDT is highly teamwork oriented.  It IS possible to do no work at all and cycle out and make money.  Of course if everyone takes this stance no one will ever cycle, but in theory it’s possible to ride the coat tails of others.  In standard MLMs, even the forced matrices with spillover, this is much harder.

The reason for this is that everyone in your table is working together to fulfill the same goal i.e. fill the 8 positions in the miner table.  Theoretically, if you happen to join a table that already has 7 positions and you are #8, you will advance directly to the next position of Cutter immediately.

Let’s say however you are the 1st person to join as miner, this is the worse case scenario.  Your table will have 4 Cutters above you, 2 Polishers above them and 1 Collector above them.  That’s a total of 7 people plus you all working together to find 7 more people.  Regardless of who recruits the next person, that next person is recruited as a Miner and he too starts to work with everyone to try to fill the other empty positions in the Miner level.  (I hope I haven’t lost you).

I found this structure quite hard to follow initially because SO many MLMs are pretty much the same.  You recruit people under yourself and they recruit people under themselves etc.  But this structure is the most teamwork oriented I have seen.  In the other MLMs I have seen the people above you in the program are kind of like your competition.  If someone is interested in joining everyone is fighting to get that prospect to join under them.  It’s kind of ugly really, but with Canadian Diamond Traders structure it doesn’t matter who recruits the new member he will always go into the same position.

Of course you ARE in competition with people from OTHER tables.   However you aren’t really in competition with the person who recruited you, like you would be in the other online MLMs.

So once you and your team fill those 8 positions the person who is in the collector position at the top cycles out of the table and gets his $2500 marketing fee plus his $1900 valued diamond (if he is in the main program.  If it’s the feeder program then he just gets a free entry into the real/main $500  program and an $800 diamond, but he must pay the shipping fee in order to receive the diamond.  Shipping fee varies depending on country of course.  If you happen to be in Canada it’s about $20).

The person on the phone told me the way the table splits is calculated/decided by the software. I can only assume the software tries to evenly distribute the best recruiters so as to make things fair.  I’m not really sure if it’s possible if you will be separated from your original recruiter or not so it’s possible when the table splits he will abandon you as you essentially become his competition at that point.

Here is a little diagram to help explain the splitting process.  Let’s pretend you are M1 (Miner 1)

Table before the split :

Collector1

P1 P2

C1 C2 C3 C4

M1 (YOU) M2 M3 M4 M5 M6 M7 M8

Once M8 is recruited this table automatically splits into 2 tables :

Table 1

Collector (previously P1)

P1 (previously C1) – P2 (previously C2)

C1 (previously M1 i.e YOU) – C2 (previously M2) – C3 (previously M3) – C4 (previously M4)

&

Table 2

Collector (previously P2)

P1 (previously C3) – P2 (previously C4)

C1 (previously M5) – C2 (previously M6) – C3 (previously M7) – C4 (previously M8)

Of course who goes where is decided by the software, I just split the tables this way as an example.  So you can see above that you are now in table 1.  The following people from your original table have now become your competition : P2, C3, C4, M5, M6, M7 & M8.

You are now working with your 3 fellow cutters (who were previously miners just like you) and the 3 people above you.  Your and everyone’s goal is now to find 8 new Miners to go into those 8 empty positions below you.  Those new miners will also help you achieve this goal.

Hopefully now you can see how much more teamwork oriented this is.  At any one time there is always a minimum of 8 people working together to accomplish the same goal, and when the M7 position is filled you have 14 people working together to fill the final M8 position.  This type of teamwork is a first for me and that’s why I think this program is good.

Possible Negative Points (Cons)

The difficulties I expect you will face with this program are no different from any other.  First everyone thinks “pyramid scam”.  But this is stigma you will have to overcome with any program and this is no exception.  Another problem may be the fear of the stability of the program.  GDI for example has about 10 years of history and is a publicly traded company, whereas I think Canadian Diamond Traders is a private company.

Another thing I think may work against you is the customer service staff.  The woman I spoke to on the phone is obviously a foreigner.  I couldn’t make out her accent actually but she did have a problem understanding me and I had to listen hard to understand her.  With all the money they are making they should really hire someone for $10/hour who is Canadian (i.e. native English speaker) and professional sounding.  I am sure that if anyone calls this company to check them out they will be put off by someone who doesn’t understand english well enough.  However in saying that she was nice and as helpful as she could have been.

The other problem maybe the $120 fee.  There are many other programs that are much cheaper like 4×1 Fortune which is only $11 one-time fee to join.  So you may find it difficult convincing people to part with $120.

From a pure mathematical point of view there are other programs that pay better.  For example when you cycle out of the Canadian Diamond Traders $500 program you get $2500 + $1900 (let’s say this is worth $3500 like they say).  You need to recruit 32 people in order to do this (either you or your team members).  So you are essentially getting x7 of your investment back for those 32 people.  But in 4×1 Fortune for example if you recruited 32 people you would earn a minimum of $150 which is over x13 what you paid in.

So Canadian Diamond Traders make an excellent profit, they could surely afford to pay more to their members.  In saying that the teamwork structure of Canadian Diamond Traders is much better than that of 4×1 Fortune So one has to weigh up what is more important to them and also what they think would be more appealing to their potential recruits.

In conclusion I would be willing to recommend this opportunity to anyone.  You must of course accept the possibility that the company will pull the plug suddenly and run away with the money, but they stand to make more money by continuing with their business plan so it wouldn’t be logical for them to do so.  However anything is possible right ?  In any business venture there is always an element of risk.

You may be wondering if I think this is such a great idea why didn’t I join ?  It’s because I still think the Niche Marketing is much better for me and I am making good money at it and most importantly I don’t need to recruit a single soul.  I am kind of off the idea of recruiting now as I know in order to be very successful in MLMs you need to persuade people and kinda force/pressure them into getting involved.  If the person is unable to replicate your success and they don’t earn money then you just end up making enemies and unfortunately most people are either unable to replicate your success or just don’t have the drive or motivation that I do.  So for the most part people just end up complaining that they haven’t made any money and blame me when the real reason for their failure is their impatience and lack of effort.  That is why I am sticking with the Niche Marketing which is totally free to join and doesn’t require recruiting.  It’s  a business that succeeds solely on my efforts alone and doesn’t depend upon the efforts of others.  This suits me much better and that is why I won’t join Canadian Diamond Traders simply because I just don’t have the time to work at it.  I am too busy building my website making business.

I hope this Canadian Diamond Traders Review has answered a few questions for you and helped you in your decision to join.  If you were thinking about it and you are brave enough to risk the $120 I recommend you try.  Of all the programs I have seen this one has a lot of cards in your favor and your team members are truly motivated to help you succeed and you also highly benefit from the success of others in your table.

Please don’t blame me if it doesn’t work, I am merely comparing this to other programs I have researched.  You must take risks in business in order to succeed.  You could probably say the most successful business men in the world are the ones who have failed the most.  Or you could say the foundation of success is an accumulation of 1 or more failures.

If you have any experience with Canadian Diamond Traders good or bad please leave your comment below for others to learn and benefit from.

This program is surprisingly similar to the D.N.A. Data Network Affiliates program which has a free signup option whereas this requires a $100 joining fee PLUS a $25/month membership fee.

I’m not even going to waste my time going into this program very much as I think it’s ridiculous.  Who pays $100 and then $25 per month to work anywhere ?  The fact that D.N.A. Data Network Affiliates are doing pretty much the exact same thing for free makes me wonder how narcthatcar.com will get anywhere with this.

I also believe that D.N.A. Data Network Affiliates will eventually fail, but if you were considering joining Narc That Car I recommend you at least try D.N.A. Data Network Affiliates instead because at least it’s free.

Overall I wouldn’t waste my time with any of these as they aren’t going to work long term.  I am enjoying success with Adsense and affiliate marketing which is the only free legit work from home program I have tried thus far.  I suggest you look at it yourself.

Feel free to leave comments regarding Narc That Car below.

So I received an email just now about this Fortune Frontier and decided to check it out as I usually like to do. What did I find ? Absolutely nothing !!! Just a pre-register page asking for my name and email address ?

What kind of ridiculousness is that ?

“Hello we are a company with a mystery product that we are positive is going to be a great seller. We can’t tell you what the product is, how much it will cost nor can we tell you what type of commission you will make. Just sign right here and you can be a part of this amazing opportunity.”

Am I the only one that thinks this is completely ridiculous ? Are people actually pre-registering for programs that have absolutely no information regarding what they are about ?

Any company that requires your email before they tell you anything STAY WELL AWAY. What that means is they know their program isn’t good enough to get people to join from an info page. The only way to get people to sign up is to bombard them with emails until they finally give in.

I hope you don’t waste your time. You will find a lot of opportunities on this site that are crystal clear. No smokes and mirrors here.

Fortune Frontier, what a joke ! Perhaps once they actually launch I will be able to update this post as to what program they actually have.  Until then I have filed it under “not recommended”.  But I’m pretty sure it won’t be anything special, just same old same old.

EZ 2×2 is a simple cycler program comparable to 4×1 Fortune but just not as good.  When I joined 2×2 it was only $7 but now they have tacked on a $3 admin fee.  So I guess they weren’t happy with how much money they were making so they increased the fee by over 50% – CRAZY !

I joined anyways because it was a big buzz and I wanted to see what it was all about.  As with all cyclers you need to get 6 people to join under you before you are paid anything.  There is a small chance you will recieve a little spillunder of spillover, but in reality this hardly ever happens so it’s really up to you whether or not you will make money at this.

I marketed for about a month and I was able to sign up 4 people.  Nothing has really happened since then so I can’t really testify as to what the commission and pay out is like.  I need 2 more people to join me in order to get that information.  So if you are considering joining, by all means join with me and then I can post here the results for all to read.

According to the site you will earn $20 everytime you “cycle”.  When I first joined I only noticed afterward that this was a feeder program into another matrix.  That meant your commission weren’t paid to you in cash by they were fed into another higher paying monthly matrix.  This mean that you could possibly never ever see any direct cash commissions for EZ 2×2.  If I had known this in the beginning I wouldn’t have wasted my time.

However it appears they realised the stupidity of this and stopped it.  I can no longer find any references on their site to suggest the commissions go elsewhere, so hopefully once I get 2 more people to join I will recieve the promised $20 in cash.

Time will tell ….  CLICK HERE TO JOIN EZ 2×2 NOW

However, in all honesty it’s much better to join 4×1 Fortune.  The structure is absolutely identical ie a 2×2 cycler.  4×1 Fortune is only $1 more expensive however the pay out is 50% higher i.e. $30 for each cycle.  Therefore, with 4×1 Fortune around I have no idea why anyone would bother with EZ 2×2 now that they have tacked on the $3 admin fee.  They are no longer competitive.

So, if you were seriously considering joining EZ 2×2, by all means do so but for an extra $1 why not join 4×1 Fortune and make more money for each cycle ?  Otherwise CLICK HERE TO JOIN EZ 2×2

Feel free to leave comments below, positive or negative, about your EX 2×2 experiences.  I’m sure everyone would enjoy reading them.  No affiliate links please

Nowadays many people are making money working from home via the internet. There are many different ways this can be done but there are also many scams out there so one must be very careful.

First let me start of with a legit no fee work from home business. There aren’t too many of these types of home internet businesses, but this is one of the few. It is called “Niche Marketing” among other similar names. The basic principle is to create a website about a certain topic that has the ability to make it to the first or second page of the Google search results. The main reason being that if you can get to the first or second page of Google then it’s highly unlikely anyone will ever find your site.

This Niche Marketing has no fee whatsoever attached to it. That doesn’t mean however it is without costs. You will need to buy a domain for each site you make (about $10 per year) and also have webhosting. It is by no means a scam but of course it is by no means easy either. You need to have some computing knowledge as you need to buy domains and create websites. Many use Wordpress which is fairly easy to use but even for an experienced computer guy setting up your first Wordpress website will take some time. Once you have done one, of course, it gets very easy.

Further you will need to do “keyword research”. This is possibly the longest part of the job as you need to find “niches” i.e. keywords where the competition is low so that there is a good chance you will reach the first page of Google, or close to it.

Once you have found your topic then there are a couple of ways you can make money with your new website. The most popular and perhaps easiest is with Google Adsense. This is completely free to join and you basically give Google some space on your website and when people click on the ads you earn money. Very easy!

You can expect to make about $1 per day with Google adsense on a niche site. (Unless you are lucky enough to find a niche with high search traffic – very hard to find). The idea is to have many of these websites so that you can make possible $100s per day depending on how many sites you have. The nice thing is that once the site is set up and running it shouldn’t need any work afterwards. So you spend a lot of time creating the sites but then you just relax forever as the sites earn money.

You can also make money through affiliate programs. So if your site is about Pet Toys then you can find another website that sells pet toys and become an affiliate for that site making a commission off of each sale that is made from the customers you send to that site. Therefore you can have 2 potential forms of income from the same site.

Now perhaps you aren’t very good at creating websites but you are eager to try to make money online. The other very popular way is by joining some sort of MLM or Pyramid scheme. Many people think that these are scams but they aren’t really. Sure there are many that are scams, but just because some are scams doesn’t mean that all of them are.

Things to avoid are anything that sounds like “Google Cash Kit” or “Make Money With Google”, these are very scammy in that they try to sell you a kit for $2-$5 (very low price). They make it out that this is all you pay, a small fee for the shipping but what you don’t realize is that you have just signed up for a subscription service that might cost you $50-$100 per month. The crazy thing about this is that it’s completely legal. The reason being that at the bottom of the page where you provide your credit card details there is some very small writing about the monthly fee. Of course it is never mentioned anywhere else and all the sales pages make you think that it is just a cheap kit you are buying and all you have to do is pay the shipping.

Another scam to avoid is the work from home stuffing envelopes scam. The websites promoting this supposed work from home job make it out to be that many companies are willing to pay people to handle and process their mail for them. This is by no means true. I should know because I used to fix the machines that are used to perform this job. Companies like Francotyp Postalia, Pitney Bowes and Neopost all make machines that automate this process and work infinitely faster than any human can. Further many companies offer this service in bulk (because they have these machines) and it works out to pennies a piece. So what company in their right mind is going to pay anyone $10 or more per hour to do a job that can be done by a machine at 100 times the speed and therefore much cheaper?

If you have seen any sites trying to promote this type of work you will notice that you will need to pay a fee in order to do the work. This is your first alarm signal. They say the fee is to weed out the people who aren’t serious or to purchase the names and contact details of companies who want this work done but it isn’t true. You are just buying into a scheme whereby you try to get others to do the same and earn a commission for doing so. The companies promoting this are not very up front about this so that’s why I would label it as a scam. You can of course make money from promoting this, but you make your money by duping others into falling into the same trap. Not a really nice way to make money.

Other scams should be easy to identify. Any site that has a “guarantee” about the income you can earn is a scam as no one can ever guarantee anything. All success is down to how much work you put in and a little bit of luck. This is something that no one in their right mind can make a guarantee for.

Another very popular way to make money legitimately online is to join a real MLM scheme. One of the most popular and well known schemes is GDI (Global Domains International Inc). You basically pay $10 per month to be a member and that $10 gets you a very basic webhosting service. Illegal MLM schemes don’t give you anything for your money (ie no product), but this is a real product. It just so happens that most people don’t really care about or use the product. Nevertheless it’s real and legal. They have been going for about 10 years now and I even think they are traded publicly on the stock market (I could be wrong).

You earn money by getting others to join, so you advertise on the internet wherever you can. Most people use free advertising like traffic exchanges and so forth. The commission is $1 per month per person. But you also get the same commission if one of your referrals gets a referral. This happens up to 5 levels down. So, simply speaking, if you got 1 person per month, and everyone did the same, you would be earning $1000s per month after your first year. It’s very slow going in the beginning but it picks up as you stick at it and the idea is to get the snowball rolling. Now the goal of 1 person per month seems very easy but in reality it isn’t. Not necessarily for you, but perhaps for others. The numbers all seem very easy in theory, but in practice it just doesn’t happen that way.

However, if you are very skilled in sales and marketing then you will likely be successful with Global Domains International Inc. They also offer a very good bonus scheme. If you get 5 signups within a week you can earn a $100 cash bonus. This is possibly the best bonus scheme available on the internet.

The drawbacks with GDI. is that it’s been around for so long so almost everyone is in it or already has been. The only possible or potential customers are the new people who come to the internet in search of work and haven’t heard of or tried GDI yet (like me a year ago – I am no longer a member now however). These people can be considered “fresh fish” for G.D.I. marketers. The thing is there are thousands of thousands of GDI marketers online. It’s kind of like fishing in a lake where there are thousands of people fishing at the same time. If 1 new fish enters the lake what are the chances that you will catch it ? So in the end I dropped out of GDI as I didn’t see a great future in it. However, that may not be the case for you so by all means give it a try. The most you can lose is $10 per month. Don’t let me put you off if you were considering trying it out. Nothing ventured nothing gained right ?

However before jumping into Global Domains International Inc, you might want to consider some of the new competition that has come on the scene in the last year. One of the best, in my opinion, is Teamwork Revolution. They are very similar to GDI in that they are $10/month and the product is again webhosting. Their webhosting product however is far superior to GDIs. GDI only offer 100MB of web space or 10 pages, whichever comes first. Teamwork Revolution offer full blown cPanel webhosting service with 700MB of space and unlimited pages as well as unlimited traffic and other necessary things like MySQL Databases. Therefore GDI can’t even hold a candle to Teamwork Revolution when it comes to product comparison.

Their compensation plan is also much better. First of all it is a forced matrix program. If you aren’t familiar with what a forced matrix is it basically means you have the possibility of getting spillover. The whole point of these MLMs is to get people to join under you. Well, if you are in a forced matrix it’s possible that you will receive spillover from your upline thereby earning commissions without even doing anything. This isn’t only a great benefit for you, but it is also a huge selling point for future potential recruits. Everyone loves forced matrices, so if you aren’t in one it will likely be much harder to entice people to join as there are so many forced matrices now.

As for compensation, you earn up to 6 levels down, unlike GDIs 5 levels. Further, Teamwork Revolution give you $2 per month per person for the first 5 people which means once you have 5 people on your first line you break even, unlike GDI where you would need double that (ie 10 people) in order to break even. Moreover, Teamwork Revolution give you $2/person per month commission for the recruits on your 4th line as well. All in all, the commission structure is far superior to GDI’s.

The only advantage GDI have over Teamwork Revolution (and pretty much every other competitive company) is their bonus scheme. I already said that GDI pay $100 for every 5 people sponsored within 1 week on top of the $1/person per month residual commissions. Teamwork Revolution don’t offer this so if you think you can sponsor 5 or more people per week into GDI then GDI is definitely for you. However, for most people, 5 people per month is hard enough never mind 5 people per week. So for these reasons I would recommend Teamwork Revolution over GDI any day. I hope I have given you some food for thought if you happen to have been considering GDI as a way to make money online.

Now you may be wondering if I think it’s such a great company and money making opportunity why did I leave? The main reason is that it didn’t quite work for me personally. I tried it out for about 5 months and I was able to personally sponsor about 10 people but the problem was is that’s where it stopped. Those others weren’t able to replicate the process. Possibly because they didn’t bother trying (an unfortunate drawback with forced matrices is that they attract lazy people who think they can get rich purely on spillover – impossible!) or it’s possible they did try but they just didn’t succeed. Whatever the reasons, eventually the people I recruited dropped out after they didn’t see the expected or hoped for success. This is a huge challenge with these monthly payment matrices. You feel like you are constantly bailing water out of a leaking boat. Although you have no boss or anyone telling you what to do and when to do it, you still feel under a lot of pressure to recruit quickly. If you don’t keep the ball rolling then it’s very likely your matrix will implode as people drop out. If you aren’t able to keep recruiting new people and providing spillover then people drop out, which in turn causes others to drop out as they see their own downline dropping out. So for this reason I decided to give up all together on the monthly payment matrices. I don’t like working hard to build a business only to see it collapse. It feels like you are building a house on water. I prefer to build on concrete (so to speak).

Where I have had most of my success and profit is with 1 time payment matrices. These are great and also have excellent potential. You can make just as much money with these MLM programs and possibly even more. What I like about them is you only ever make 1 payment so your risk is limited entirely to that 1 payment as apposed to monthly payment matrices where your risk is dependant upon how long you stay in the program. Further, with 1 time payment matrices if you decide to take a months holiday there is no risk. People don’t drop out of 1 time payment MLMs. If you stop marketing for a while, there’s no leaky boat feeling. Theses MLMs never implode or go backwards, this is like building on top of concrete.

One of the successful programs I tried was 4×1 Fortune. It is only $11 to join and it is a “Cycler Matrix”. What that means is you need to “cycle” before you make any commissions. Once you make 6 sales you will cycle and earn $30. So you nearly triple your money after only 6 sales which is pretty good. If you make 5 sales you earn nothing. The commission doesn’t happen until the 6th person. It is also a forced matrix so you will possibly get spillover or spillunder once in a while but I always stress this should never be relied upon. If you do this you won’t get anywhere. Although it’s possible to get spillovers I recommend just carrying on as if this didn’t happen that way when it does it’s just a nice bonus. The “product” in this case is just some e-books and videos and stuff to help you with online marketing. Most people don’t care about the product, they just want the chance to make some money. So if you are looking for a simple program with low risk and one that actually works and pays, then 4 by 1 fortune is definitely one to consider.

If for some reason you don’t want to risk $11, or you want to try something that is even easier, then I recommend Work for $3 (WF3D). This is only $3 to join as the name implies (well there is a $0.40 alertpay fee). This is basically a mailing list builder. This is a highly useful tool especially for online marketers. As you recruit others to join this list you earn a little bit of money. It is by no means a lot of money but it has the potential to turn into millions. For example, if you recruited just 3 people in your first month and then never recruited again ie retired, and everyone else did the same thing, then in your 11th month you would earn almost $18,000. It seems crazy but it’s a fact. Only 3 people in the first month seems easy, especially considering I recruited about 30 people in my first month. However, I am in my 7th month or so and the reality is that other people are not able to recreate the same success I had. In fact there are many who after 7 months haven’t recruited a single person. Possibly because they haven’t tried or perhaps they have tried and failed, and then there are others who consistently get signups every week which is contributing to the growth of my downline. I have personally now recruited about 100 people, but my downline is about 500 because some of the 100 that I recruited have become successful recruiters themselves. It’s all about what you put into it.

So if you are looking for a really easy program with the potential to turn into decent residual income then give Work for $3 (WF3D) a try. The worse case scenario is that you lose $3.40 right ? But the best case scenario is you will have a residual income for years to come like I am enjoying right now. Even after 7 months I am only seeing about $10/month in residual commissions, but it’s still free money and I’m not really trying hard at it anymore. Further, it definitely has the potential to grow into a lot more than that.

So there you have it. There are many ways to make money online via the internet. Above are just some online opportunities that exist. I hope my experiences and reviews will help you to make your decision as to which online business opportunity you will try out. If you try any of my recommended programs I would love to hear about your experiences good or bad. We can all learn from each other.

Here I introduce my current top rated MLM program (but #2 rated work from home program as the #1 rated work from home opportunity is not an MLM program).  To start off with I would have to say mathematically speaking 4×1 Fortune is one of the best online business opportunities as far as commissions goes.  Of course all of these programs are the same really.  You spend “x” amount of dollars to join a program and then you try to get others do the same, and make money doing so.

This one happens to be a one-time fee of $11.  This program is a “cycler” so it works a little different in that you don’t get paid from your very first referral.  You need 6 referrals before you get paid anything.  After your first 6 referrals you will get paid $30 which is pretty good when compared to other programs.  Not too many programs allow you to nearly triple your money with only 6 referrals.

After 6 referrals it gets a little confusing.  After your next 6 referrals (ie your 12th referral) you get nothing.  The next payout doesn’t happen until you reach 18 referrals (which I haven’t done yet).  It appears that once you reach that level you get paid $110.  This is pretty good considering 18 referrals generates $198 for the company and you will have received $110+$30 of that.  Pretty good compensation rates.

The “product” is just another library of digital products.  Mostly e-books for marketing etc.  I haven’t had much of a chance to go through any of it but I’m sure you could find some useful stuff in there.

I will say that 4×1fortune.com is something that you have to promote in order to make any money.  The spillover is very limited so don’t expect to get anywhere with spillover with this or any other cycler matrix.  If you want spillover then you should consider Work for $3 which has the possibility of providing spillover forever.  But then again Work for $3 is a yearly fee and I prefer 1 time payment MLMs, and I think others do too.  I don’t like to be committed to a monthly or yearly fee.

The trick, or scheme, behind 4×1fortune is that they don’t need to make any payments until you “cycle”.  This allows them to hold on to the cash for a while which they could invest or use otherwise.  Further, they likely bank on the fact that people won’t make it to their next cycle and they will get to keep all the money themselves.  Maybe there is some sort of a figure out there that says on average each marketer can only recruit 15 people or so.  This is the type of info that makes this a perfect business model, as the big payout comes once you reach 18 people.  I am about half way there and when I reach 18 people I will be sure to update this page to let you know what happens.

So if you are as curious as I am, by all means join using my link (Click HERE to Join the 4×1 Fortune Opportunity) so I can reach the 18 level  that much faster and post the result here.  All kidding aside this opportunity is actually quite good when just analyzing the math.  I haven’t found too many programs that pay out so much, it’s just the waiting for the payment that’s the killer.  The other standard matrix programs like Work for $3 and Teamwork Revolution Power System pay you after each recruit, no waiting to “cycle”.

If you don’t like recruiting people then you should look at my other recommended online opportunity No Fee Real Legit Work at Home – Niche Marketing which doesn’t require any fee to join and is probably the only real legitimate job/business opportunity reviewed on this site.  However it isn’t as easy as the others.

The other nice thing to remember about 4×1 Fortune is that it’s only a 1 time fee of $11.  If you join with me I will help you as much as I can, as your success is my success.

Click HERE to Join the 4×1 Fortune Opportunity

UPDATES

MAR 13 2010 – What a nice surprise today.  I got paid $11 from 4×1 Fortune out of the blue.  I wasn’t sure why but I found out it was a “matching bonus”.   I never really talked about matching bonuses above but I will mention them now.  If someone you recruited yourself cycles then you will get paid this bonus.  The website never actually said how much it was but I guess we know now.   I don’t know which of my recruits cycled but at least this tells me at least one of them is active so there is hope I will get more of these matching bonuses on the future.  So I have made a total of $41 in commissions with this little program which cost me only $11 to join leaving me with $30 profit at this point.

Click HERE to Join the 4×1 Fortune Opportunity

Project Payday is an interesting, unique online money making program.  The basic idea is you sign up for trials of stuff and make money by doing so.  The biggest catch is you must live in the US to participate.

It requires a highly organized and disciplined person, however, as you need to be sure to cancel the trial in time before you end up paying the actual fee.  If that happens you probably lose money.  So normally you are trained to create a spreadsheet with all the trials you are currently “trying” and the dates they expire etc.  Then you check it regularly and schedule the times when you need to cancel.  If you have a PDA with an alarm feature this would be highly useful.

You normally have to work with some sort of a mentor.  He will also make a bit of money from your efforts and as you get better you can eventually graduate from the mentor and even become a mentor yourself.

The trials can be anything from vitamins to DVD rentals.  You also need a credit card in order to participate in the trial.  I wouldn’t worry too much about credit card fraud as you aren’t giving your credit card details to project payday, you are giving them to the company offering the trial.

You can pick and choose the trials yourself.  There is a wide range to choose from and some of the trials you may end up keeping because you like them.  Whether you continue or not with the product has no bearing on anything, it’s the trial you get paid for.

However I must admit that one of the companies they use is the Google Cash Kit which I warned against on this site.  So if participating in projectpayday.com one needs to be very careful and read all the fine print.

I don’t think you will get rich with this program, however I am sure you can make more than $10/hr on average.  So for working from home it’s a pretty legitimate opportunity.

You may wonder how is this all funded ?  It’s simple really.  Big companies spend billions on advertising and this is just another one of those advertising methods.  Companies know that word of mouth is one of the most powerful forms of advertising as we are far more likely to buy something a friend has recommended as apposed to something from a commercial.

So these companies have decided to give away free stuff and even pay money to do so instead of giving this money to the advertising companies.  This gets the products into the hands of people whereby the company is banking on the fact that a certain percentage of people will fall in love with it and keep it.

I’m not so sure how this Project Payday will influence this however.  If a company notices an unusually high number of cancellations this could throw up some red flags.  But that shouldn’t affect project payday as they have many programs to choose from.  Of course nowhere are you allowed to advertise the fact that you are trying the product with the intention of canceling.  Project Payday is set up primarily to be a portal to get free or reduced priced products on trial.  The word “cancel” is taboo although everyone knows the idea is to cancel. Shhhh ….

I was a member of Teamwork Revolution during the first few months of their beginning.  It was basically a spin off of Revolutionary Matrix by a former successful GDI Marketer named James Al-Oboudi.

As far as I can see, initially James Al-Oboudi and some others started Revolutionary Matrix.  For what ever reason James Al-Oboudi decided to part ways with Revolutionary Matrix and start his own little program (teamworkrevolution.com) which is still in business almost 1 year later.

In the beginning there was quite a lot of bad blood and a smear campaign against James Al-Oboudi.  In my opinion he was innocent of all the false accusations and he presented a very strong and convincing case proving this.  He was always professional and didn’t resort to foul language or sabotage or any sort of revenge which gave me more reason to believe he was an innocent victim of the attacks.

All in all it seemed some people were unhappy to see James go, as in reality it meant he took a lot of customers/affiliates with him and thereby a lot of money too.

So back to Teamwork Revolution.  This program was almost identical to it’s counterpart Revolutionary Matrix in that it is a $10 per month forced 5×6 matrix mainly designed to compete head to head with Global Domains International Inc.

In doing so they have done a pretty good job, in my opinion, as both these programs offer a lot of advantages over GDI.  However Teamwork Revolution DO have the advantage over Revolutionary Matrix because Teamwork Revolution offer a commission of $2 per person for the first 5 recruits allowing members to break even at 5, whereas Revolutionary Matrix offer $1 making it necessary to have 10 recruits to break even.

Their products are essentially the same ie  web hosting with standard cPanel interface and MySQL, PHP etc.  However most people know the same product is easily available for half or less the price than what they are offering it for.  In reality, no one joins these schemes because they want the product, only a fool would do so.  I personally have webhosting that is just as good, if not better, for less than half the price.  Further, when I was with Teamwork Revolution they changed servers which interrupted my service and in my experience this seems to be a regular thing with these web hosting matrices.  So anyone who genuinely wants web hosting will probably find it a bit troublesome to use.

Teamwork Revolution always paid me what they owed me so I have no complaints about that.  I wouldn’t say Teamwork Revolution is a scam by any means, however I do take issue with the image that James Al-Oboudi is trying to paint for himself and his company.

When Teamwork Revolution first started it had a very nice feature whereby if someone randomly came to the TWR home page as the result of the owner James’ advertising efforts, those signups would end up randomly going under one of the members in the matrix, regardless if they were at the top or at the bottom, regardless of whether they had just joined minutes ago or joined months ago.  This “lottery” was a nice feature and gave an equal chance to everyone regardless of their position.

However, a month or so later I noticed my signup page hits had significantly decreased.  So I checked the home page and noticed the signups were no longer random but were going to one person specifically until someone had signed up at which point it would move on to the next person.  I noticed the names of these people were the admins and people who were at the top of the matrix, not the “little guys”.  I sent a private message to James about it and he said he didn’t know about that stuff as that was the technical side of things and I should contact the appropriate person.  I ended speaking to someone named Cheryl.  She told me this “new placement” method was better than the old one.  Of course I dis-agreed as it didn’t benefit the “little guy” (a phrase that TWR loved to use – they claim to be all about the “little guy”).  So needless to say I was annoyed when they changed their program in such a way that DIRECTLY did NOT benefit the little guy but benefited the company and the big guys at the top.  When I didn’t agree with Cheryl she got angry and even insulting.  In my experience people who try to hide a lie end up reacting like this.  She was very condescending and patronizing and told me that I have no idea what I am talking about as I don’t have access to the traffic logs and I have no idea how the random sign ups are being allocated.  However she was wrong.  I watched where the random signups went over a 2 week period and those sign ups went to the members of the admin and other people who were at the top of the matrix.  NONE of the little guys were getting those random signups anymore.

The reason for this was that the company makes less money if the signups are placed under people far down the matrix.  It’s more profitable for a company to have a member high up within the first 6 layers.  I won’t spend the time explaining that here, but it’s simple mathematics.

Now this isn’t to say it was impossible for someone to get a random signup.  People were indeed still getting random signups, however only those people at or close to the top of the matrix were getting them.  The “little guys” down at the bottom, under this new scheme, wouldn’t likely see any random signup for years to come.   The old way was better for the little guy and more fair and that is a FACT.  TWR would never admit to this of course as it goes against their “we are there for the little guy” motto, which I no longer buy into.

However, despite all this, when analyzing things from a purely business point of view TWR still have the edge over others.  If I were to join a $10 per month webhosting matrix this would be the one as it has the best commission structure thus far.  I’m sure it won’t be long before someone catches on and starts their own matrix slightly better and the cycle of jumping from one program to another continues.  But until then feel free to try your luck at this.  My prediction is your success will be short lived just as mine was with this and every other monthly payment program.

In defense of TWR they did make another move which did indeed directly benefit the members and as a result cost them money.  Initially they were paying out $2 per member for the 6th level.  After a few months James suggested changing the $2 payout to the 4th level instead.  What this meant was the maximum monthly payout per position would be less, but everyone in this business knows it’s next to impossible to fill a matrix and make it to the 6th level.  Therefore changing the $2 higher payout amount to the 4th level instead is a much more realistic goal but also costs the company more money as most companies put the higher payout at the bottom level knowing fine and well no one will ever reach it.

So in reality TWR confuses me.  I initially bought into the “little guy” promise and even saw the above move as one that supported their motto.  But then they go and directly take something away from the little guy ie the random signup system, and when questioned about it get angry and defensive and in my opinion lie and try to cover it up.  So in the end I have no idea what to think.  Perhaps James Al-Oboudi really is who he says he is and his co-workers/partners pull the wool over his face sometimes.  Perhaps James is genuinely trying his best to do all he can for the little guy but his greedy business partners make adjustments to increase profits while keeping James in the dark.  Who knows and who cares? I don’t.

As for me, I will stick with Work for $3.  It has consistently paid me every month since starting and I am guaranteed to never lose any money ever as it is a one-time payment program.  With Teamwork Revolution I made money in the beginning but then everyone dropped out because they expected instant riches and results.  This is what most people expect and this is why these schemes don’t work.  Recruiting people isn’t that hard, KEEPING them is the challenge.  If you can’t keep them you are doomed to fail.  With Work for $3 this isn’t a problem as it’s only a 1 time payment and therefore no one ever drops out, as there is no need to.

Feel free to leave your Teamwork Revolution comments below.

The GDI business opportunity is perhaps one of the most well knows online schemes out there.  In fact it was this very matrix program that got me interested in the working from home online market in the first place.

Global Domains International Inc (also knows simply as “GDI” or “G.D.I.”) is basically a full legal pyramid or multi level marketing scheme.  I am no longer a member so you need not have any fear that I am speaking positively about this opportunity as a ruse to get you to join at the end of this review.

Simple put you pay $10 per month to have some webhosting and a domain ending with “.ws” as apposed to the more common “.com”, “.org” or “.net” domain endings.

The “.ws” actually comes from Samoa believe it or not.  Domain extensions are normally given to each country.  I for example could not request the extenstion “.myname” just for the fun of it (at least I don’t think I could).  The savvy business owners over at Global Domains International ws made a deal with the island of Samoa.  The “.ws” domain extension actually belongs to Samoa and the GDI entrepreneurs wanted to start a business whereby the domain extension would identify with their company.  A smooth business move, however it isn’t so easy to get your own extension.  Hence, they found some small country who wouldn’t likely care very much if they sold or leased their extension to someone else, and Samoa is where they found their answer.

Anyways back to the review.  The GDI business opportunity is no different from the many other online opportunities out there incliuuding the Work for $3 that I recommend here.  You simply join for $10 per month and try to get others to do the same.  Each person that you recruit earns you $1 per month.  So, once you have recruited 10 people you will be breaking even (ie earning $10 per month but also paying $10 per month to be part of the program).

One of the unique things about Global Domains Intl is that they have Paypal as a payment option.  I believe they are the only ones that have paypal, making them perhaps a more trusted program.  Most, if not all, of the other programs only use Alertpay or others as Paypal is very strict about who they let use their system, especially towards MLM and Pyramid schemes.  How G.D.I. were able to get and keep Paypal is beyond me but nevertheless they have them and that is a big plus for them.

As Global Domain International Inc is a multi level program you also earn from your referrals referrals down 5 levels.  There is no limit as to how much money you can make with this and many have become rich from it.  Perhaps why it is so famous and popular.

I joined as an experiment a few months ago but I found it very hard to recruit anyone.  I put this down to a number of factors :

1. GDI has been around for a long time and therefore everyone is already in it or already was at one point in time in the past and therefore the market is quite saturated.  Not to mention you are competing against the 1000s, or perhaps millions of other GDI affiliates out there advertising and trying to get the same people you are and therefore competition is FIERCE.

2. There are many new copycat programs out there that are similar and even better than GDI.  Teamwork Revolution for example are one that are also $10 per month but give a slightly higher commission, and better yet ,offer a forced matrix structure which is much more appealing to a potential recruit.

3. The product GDI offer isn’t very good.  100MB of space or 10 web pages.  Most of the other copycat programs offer full blown webhosting with unlimited space and traffic as well as MySQL, PHP and other highly useful and necessary features.

So for me GDI was a waste of time and I didn’t make any money at it.  I will stick with my Work for $3 as it’s only $3 to join and a one time fee.  It continues to make me a little bit of money every week and is the easiest thing I have tried and earned me the most money so far.

Feel free to leave your GDI related comments below for all to benefit from.