Here is yet another work from home scheme specifically created to appeal to mothers who are perhaps stay at home moms looking for a way to supplement their income.

I didn’t want to buy it myself in order to find out what it is all about because I have already wasted enough money doing this and in doing so I have found a system that works for me so I’m not about to waste anymore money or time then I already have to talk about these things.

So perhaps you may this reading this review is a waste of time as I don’t know exactly what is in the “kit” that you buy but I’m pretty sure I can guess what’s in there as many of these things are all the same.

From the website it appears this income system utilizes Clickbank, which is free to join, and you try to sell products through Clickbank.  This is a great online business opportunity as many people have successfully created business around selling clickbank products.  In fact, Moms Income System is in itself a Clickbank product.

So my guess is, is that Moms Income System is a kit that teaches you how to create websites that are designed to re-sell this kit to other moms (or whomever) might be interested in making money from home (that’s a HUGE market by the way)

I’m pretty sure this isn’t a scam because Clickbank have a great reputation and wouldn’t sell anything that would make people upset or angry because they don’t want to have to process refunds all the time.  They have been around for many years now and have a great reputation.  They aren’t about to damage that for a few bucks when they turnover millions of $ every year.

So I am pretty sure this system or kit will have some very useful training info to get you started in your online business.  It has taken me over a year of trial and error to find something that works.  There’s no reason why you can’t buy this system and follow the videos and info and experience some sort of success. yourself.  But worse case scenario is you lose a few bucks which is what success in business is all about.  (or maybe not as there’s a 60 day no questions money back guarantee).

I have lost a few hundred dollars over the past couple of years trying this and that out until I found a business that not only worked, but I really enjoyed.  I have more than made back what I have lost, so to me those losses where totally worth it because it’s those losses and risks that led me to the successful business I have now.  Perhaps this is the business for you?

If you DO happen to buy this system and give it a go please come back and tell me if my intuition was correct.  Is it simply a system that teaches you how to market and re-sell the very same system?

If so, keep in mind that the principles you learn on how to re-sell and market the same system you bought applies to ALL online marketing businesses.  So don’t think you are limiting yourself to this single product.  Clickbank has 1000s or 10,000s of products.  So if for some reason you don’t like re-selling this system, you will already have the training to market and sell other clickbank products that you like.

It’s like I always say, many of the most successful people in the world are the ones who have experienced the most failures.  Or “the foundation of success is 1 or many failures”.   Basically “nothing ventured nothing gained”

If you want to give Moms Income System a go click here. It has a “60 day no questions asked money back guarantee ” and because it’s from clickbank, I would personally believe in that.

Please come back and let me know how you get on and tell me if I was right.  Your valuable input will help others in their decision making.

Canadian Diamond Traders is a very interesting and unique program among the various MLMs I have investigated over the past while, so I think it deserves a place on this site.

I don’t know about you, but if you were thinking about joining this it isn’t so easy to understand the ins and outs of their program.  The videos I watched and things that I read didn’t explain very well how it worked, just how to pay your money and you will get $3500 when you “cycle”.

Normally I get very leary of any program that focuses on hype and only talks about what you will/can make because they normally do that in order to play on your emotions.  It’s like dangling the carrot in front of the horse.   It totally works of course because there are so many people on the internet desperate to make money and this tactic is very effective so many companies use it.

Canadian Diamond Traders have apparantly been in business for 6 years now trading in diamonds.  They launched this MLM program in an effort to expand their business with direct selling.  The concept is a good idea of course, many companies have adopted direct sales like Amway, Primerica Financial Services, Cutco, Avon, Tupperware and these companies have enjoyed great success and profits as a result.

In theory the concept is great but in practice it just becomes another legalized pyramid scheme full of people who just recruit/sell to other people who want to make money.  With the companies mentioned above many people just buy the product because they want or need it.  With Canadian Diamond Traders the people buying the diamonds I am sure couldn’t care less about the diamonds, nor were they planning on buying a diamond anytime in the near future.  Those who join CDT I am sure are just looking for a way to make some money and do so by finding others with the same desire.

I decided to give Canadian Diamond Traders a phone call directly to find out exactly how this works because the info available online wasn’t concise enough.

When you join Canadian Diamond Traders you pay a “deposit” towards a diamond that you will get at the end of your cycle.  There are 2 programs, 1 is a feeder that costs $120 ($100 entry fee + $20 admin fee)  and the other is the real program costing $520 ($500 entry fee + $20 admin fee).

The feeder program is basically a way for you to get into the program cheaper, but of course it will take you twice as long to actually earn any money as you need to cycle twice before getting any cash.  Your first cycle automatically pays your entry into the $500 table.

If you opt for the feeder program your $100 acts as a deposit towards a diamond that you will get when you cycle the first time.  The diamond is valued at about $800 or so.  This is something I believe as they provide documentation and valuation certificate from reliable appraisers.  However don’t get too excited as a diamonds appraised value is always overstated.  This is mainly for the insurance companies and a tool for comparing diamonds values.  If you know anything about diamonds then you will know color, cut, carat and appearance are what makes it valuable.  I have seen online some of the diamonds that you get for your $100 and they are low quality.  That’s not to say they are worthless as all diamonds have value, but in the real world these diamonds are pretty much worthless and no one really wants them.

I used to be in the second hand diamond trade myself.  When we purchased diamonds to re-sell the rule of thumb was pay 10% of the appraised value and retail it for half of the appraised value.  According to this rule the $800 diamond you get would fetch $80 from a trader if you wanted to get cash for it and the most you would likely be able to sell/retail it for would be about $400.  But to be honest, since the color of these diamonds is blue and yellow etc the demand is very low so don’t expect to make much off your diamond from your first cycle.  This program is really all about cycling out of the $500 table.

The $500 table puts you in line for a diamond of about $1900 value.  They say when you cycle you get $3500 marketing fee but it’s not really true.  You get $2500 cash and a diamond valued at $1900.  They combine these 2 figures somehow to give you the $3500 figure (valuing the diamond at $1000 wholesale?).  I haven’t seen any photos of this level of diamond but I am sure it’s an actual decent diamond like you would actually buy in the stores.  Remember this is just the raw diamond, no ring or setting.

Whether you enter the $100 or the $500 table the same principle applies.  There are 4 levels to the table :

Miner

Cutter

Polisher

Collector

You enter the table at the Miner position.   There are 8 Miner positions that need to be filled in order for you to advance to cutter.  Now here is where it gets interesting.  Most MLM programs that I have seen you tend to be quite on your own i.e. if you don’t successfully recruit you are highly unlikely to make any money but CDT is highly teamwork oriented.  It IS possible to do no work at all and cycle out and make money.  Of course if everyone takes this stance no one will ever cycle, but in theory it’s possible to ride the coat tails of others.  In standard MLMs, even the forced matrices with spillover, this is much harder.

The reason for this is that everyone in your table is working together to fulfill the same goal i.e. fill the 8 positions in the miner table.  Theoretically, if you happen to join a table that already has 7 positions and you are #8, you will advance directly to the next position of Cutter immediately.

Let’s say however you are the 1st person to join as miner, this is the worse case scenario.  Your table will have 4 Cutters above you, 2 Polishers above them and 1 Collector above them.  That’s a total of 7 people plus you all working together to find 7 more people.  Regardless of who recruits the next person, that next person is recruited as a Miner and he too starts to work with everyone to try to fill the other empty positions in the Miner level.  (I hope I haven’t lost you).

I found this structure quite hard to follow initially because SO many MLMs are pretty much the same.  You recruit people under yourself and they recruit people under themselves etc.  But this structure is the most teamwork oriented I have seen.  In the other MLMs I have seen the people above you in the program are kind of like your competition.  If someone is interested in joining everyone is fighting to get that prospect to join under them.  It’s kind of ugly really, but with Canadian Diamond Traders structure it doesn’t matter who recruits the new member he will always go into the same position.

Of course you ARE in competition with people from OTHER tables.   However you aren’t really in competition with the person who recruited you, like you would be in the other online MLMs.

So once you and your team fill those 8 positions the person who is in the collector position at the top cycles out of the table and gets his $2500 marketing fee plus his $1900 valued diamond (if he is in the main program.  If it’s the feeder program then he just gets a free entry into the real/main $500  program and an $800 diamond, but he must pay the shipping fee in order to receive the diamond.  Shipping fee varies depending on country of course.  If you happen to be in Canada it’s about $20).

The person on the phone told me the way the table splits is calculated/decided by the software. I can only assume the software tries to evenly distribute the best recruiters so as to make things fair.  I’m not really sure if it’s possible if you will be separated from your original recruiter or not so it’s possible when the table splits he will abandon you as you essentially become his competition at that point.

Here is a little diagram to help explain the splitting process.  Let’s pretend you are M1 (Miner 1)

Table before the split :

Collector1

P1 P2

C1 C2 C3 C4

M1 (YOU) M2 M3 M4 M5 M6 M7 M8

Once M8 is recruited this table automatically splits into 2 tables :

Table 1

Collector (previously P1)

P1 (previously C1) – P2 (previously C2)

C1 (previously M1 i.e YOU) – C2 (previously M2) – C3 (previously M3) – C4 (previously M4)

&

Table 2

Collector (previously P2)

P1 (previously C3) – P2 (previously C4)

C1 (previously M5) – C2 (previously M6) – C3 (previously M7) – C4 (previously M8)

Of course who goes where is decided by the software, I just split the tables this way as an example.  So you can see above that you are now in table 1.  The following people from your original table have now become your competition : P2, C3, C4, M5, M6, M7 & M8.

You are now working with your 3 fellow cutters (who were previously miners just like you) and the 3 people above you.  Your and everyone’s goal is now to find 8 new Miners to go into those 8 empty positions below you.  Those new miners will also help you achieve this goal.

Hopefully now you can see how much more teamwork oriented this is.  At any one time there is always a minimum of 8 people working together to accomplish the same goal, and when the M7 position is filled you have 14 people working together to fill the final M8 position.  This type of teamwork is a first for me and that’s why I think this program is good.

Possible Negative Points (Cons)

The difficulties I expect you will face with this program are no different from any other.  First everyone thinks “pyramid scam”.  But this is stigma you will have to overcome with any program and this is no exception.  Another problem may be the fear of the stability of the program.  GDI for example has about 10 years of history and is a publicly traded company, whereas I think Canadian Diamond Traders is a private company.

Another thing I think may work against you is the customer service staff.  The woman I spoke to on the phone is obviously a foreigner.  I couldn’t make out her accent actually but she did have a problem understanding me and I had to listen hard to understand her.  With all the money they are making they should really hire someone for $10/hour who is Canadian (i.e. native English speaker) and professional sounding.  I am sure that if anyone calls this company to check them out they will be put off by someone who doesn’t understand english well enough.  However in saying that she was nice and as helpful as she could have been.

The other problem maybe the $120 fee.  There are many other programs that are much cheaper like 4×1 Fortune which is only $11 one-time fee to join.  So you may find it difficult convincing people to part with $120.

From a pure mathematical point of view there are other programs that pay better.  For example when you cycle out of the Canadian Diamond Traders $500 program you get $2500 + $1900 (let’s say this is worth $3500 like they say).  You need to recruit 32 people in order to do this (either you or your team members).  So you are essentially getting x7 of your investment back for those 32 people.  But in 4×1 Fortune for example if you recruited 32 people you would earn a minimum of $150 which is over x13 what you paid in.

So Canadian Diamond Traders make an excellent profit, they could surely afford to pay more to their members.  In saying that the teamwork structure of Canadian Diamond Traders is much better than that of 4×1 Fortune. So one has to weigh up what is more important to them and also what they think would be more appealing to their potential recruits.

In conclusion as MLMs and Pyramids go this one is relatively good.  You must of course accept the possibility that the company will pull the plug suddenly and run away with the money, but they stand to make more money by continuing with their business plan so it wouldn’t be logical for them to do so.  However anything is possible right ?  In any business venture there is always an element of risk.

You may be wondering if I think this is such a great idea why didn’t I join ?  It’s because I still think the Niche Marketing is much better for me and I am making good money at it and most importantly I don’t need to recruit a single soul.   I don’t like any scheme that is more about the recruiting than the product.  I bet 99% of the members don’t care about the diamond but just the opportunity.  I don’t like selling opportunities, I like to sell good products.  So,  I am kind of off the idea of recruiting now as I know in order to be very successful in MLMs you need to persuade people and kinda force/pressure them into getting involved.  If the person is unable to replicate your success and they don’t earn money then you just end up making enemies and unfortunately most people are either unable to replicate your success or just don’t have the drive or motivation that I do.  So for the most part people just end up complaining that they haven’t made any money and blame me when the real reason for their failure is their impatience and lack of effort.  That is why I am sticking with the Niche Marketing which is totally free to join and doesn’t require recruiting.  It’s  a business that succeeds solely on my efforts alone and doesn’t depend upon the efforts of others.  This suits me much better and that is why I won’t join Canadian Diamond Traders simply because I just don’t have the time to work at it.  I am too busy building my website making business.

I hope this Canadian Diamond Traders Review has answered a few questions for you and helped you in your decision to join.  If you were thinking about it and you are brave enough to risk the $120 I recommend you try.  Of all the programs I have seen this one has a lot of cards in your favor and your team members are truly motivated to help you succeed and you also highly benefit from the success of others in your table.

Please don’t blame me if it doesn’t work, I am merely comparing this to other programs I have researched.  You must take risks in business in order to succeed.  You could probably say the most successful business men in the world are the ones who have failed the most.  Or you could say the foundation of success is an accumulation of 1 or more failures.

Here is a video all will find interesting.  It is about another scheme but makes reference to a gem scheme that was shut down and reminded me of this one.  http://www.cbc.ca/marketplace/2009/easy_money/main.html.  Basically they were shut down because the gems weren’t worth what they said they were worth.  The same may be the case with Canadian Diamond Traders, so be  careful.

If you have any experience with Canadian Diamond Traders good or bad please leave your comment below for others to learn and benefit from.

This program is surprisingly similar to the D.N.A. Data Network Affiliates program which has a free signup option whereas this requires a $100 joining fee PLUS a $25/month membership fee.

I’m not even going to waste my time going into this program very much as I think it’s ridiculous.  Who pays $100 and then $25 per month to work anywhere ?  The fact that D.N.A. Data Network Affiliates are doing pretty much the exact same thing for free makes me wonder how narcthatcar.com will get anywhere with this.

I also believe that D.N.A. Data Network Affiliates will eventually fail, but if you were considering joining Narc That Car I recommend you at least try D.N.A. Data Network Affiliates instead because at least it’s free.

Overall I wouldn’t waste my time with any of these as they aren’t going to work long term.  I am enjoying success with Adsense and affiliate marketing which is the only free legit work from home program I have tried thus far.  I suggest you look at it yourself.

Feel free to leave comments regarding Narc That Car below.

So I received an email just now about this Fortune Frontier and decided to check it out as I usually like to do. What did I find ? Absolutely nothing !!! Just a pre-register page asking for my name and email address ?

What kind of ridiculousness is that ?

“Hello we are a company with a mystery product that we are positive is going to be a great seller. We can’t tell you what the product is, how much it will cost nor can we tell you what type of commission you will make. Just sign right here and you can be a part of this amazing opportunity.”

Am I the only one that thinks this is completely ridiculous ? Are people actually pre-registering for programs that have absolutely no information regarding what they are about ?

Any company that requires your email before they tell you anything STAY WELL AWAY. What that means is they know their program isn’t good enough to get people to join from an info page. The only way to get people to sign up is to bombard them with emails until they finally give in.

I hope you don’t waste your time. You will find a lot of opportunities on this site that are crystal clear. No smokes and mirrors here.

Fortune Frontier, what a joke ! Perhaps once they actually launch I will be able to update this post as to what program they actually have.  Until then I have filed it under “not recommended”.  But I’m pretty sure it won’t be anything special, just same old same old.

EZ 2×2 is a simple cycler program comparable to 4×1 Fortune but just not as good.  When I joined 2×2 it was only $7 but now they have tacked on a $3 admin fee.  So I guess they weren’t happy with how much money they were making so they increased the fee by over 50% – CRAZY !

I joined anyways because it was a big buzz and I wanted to see what it was all about.  As with all cyclers you need to get 6 people to join under you before you are paid anything.  There is a small chance you will recieve a little spillunder of spillover, but in reality this hardly ever happens so it’s really up to you whether or not you will make money at this.

I marketed for about a month and I was able to sign up 4 people.  Nothing has really happened since then so I can’t really testify as to what the commission and pay out is like.  I need 2 more people to join me in order to get that information.  So if you are considering joining, by all means join with me and then I can post here the results for all to read.

According to the site you will earn $20 everytime you “cycle”.  When I first joined I only noticed afterward that this was a feeder program into another matrix.  That meant your commission weren’t paid to you in cash by they were fed into another higher paying monthly matrix.  This mean that you could possibly never ever see any direct cash commissions for EZ 2×2.  If I had known this in the beginning I wouldn’t have wasted my time.

However it appears they realised the stupidity of this and stopped it.  I can no longer find any references on their site to suggest the commissions go elsewhere, so hopefully once I get 2 more people to join I will recieve the promised $20 in cash.

Time will tell ….  CLICK HERE TO JOIN EZ 2×2 NOW

However, in all honesty it’s much better to join 4×1 Fortune.  The structure is absolutely identical ie a 2×2 cycler.  4×1 Fortune is only $1 more expensive however the pay out is 50% higher i.e. $30 for each cycle.  Therefore, with 4×1 Fortune around I have no idea why anyone would bother with EZ 2×2 now that they have tacked on the $3 admin fee.  They are no longer competitive.

So, if you were seriously considering joining EZ 2×2, by all means do so but for an extra $1 why not join 4×1 Fortune and make more money for each cycle ?  Otherwise CLICK HERE TO JOIN EZ 2×2

Feel free to leave comments below, positive or negative, about your EX 2×2 experiences.  I’m sure everyone would enjoy reading them.  No affiliate links please

Project Payday is an interesting, unique online money making program.  The basic idea is you sign up for trials of stuff and make money by doing so.  The biggest catch is you must live in the US to participate.

It requires a highly organized and disciplined person, however, as you need to be sure to cancel the trial in time before you end up paying the actual fee.  If that happens you probably lose money.  So normally you are trained to create a spreadsheet with all the trials you are currently “trying” and the dates they expire etc.  Then you check it regularly and schedule the times when you need to cancel.  If you have a PDA with an alarm feature this would be highly useful.

You normally have to work with some sort of a mentor.  He will also make a bit of money from your efforts and as you get better you can eventually graduate from the mentor and even become a mentor yourself.

The trials can be anything from vitamins to DVD rentals.  You also need a credit card in order to participate in the trial.  I wouldn’t worry too much about credit card fraud as you aren’t giving your credit card details to project payday, you are giving them to the company offering the trial.

You can pick and choose the trials yourself.  There is a wide range to choose from and some of the trials you may end up keeping because you like them.  Whether you continue or not with the product has no bearing on anything, it’s the trial you get paid for.

However I must admit that one of the companies they use is the Google Cash Kit which I warned against on this site.  So if participating in projectpayday.com one needs to be very careful and read all the fine print.

I don’t think you will get rich with this program, however I am sure you can make more than $10/hr on average.  So for working from home it’s a pretty legitimate opportunity.

You may wonder how is this all funded ?  It’s simple really.  Big companies spend billions on advertising and this is just another one of those advertising methods.  Companies know that word of mouth is one of the most powerful forms of advertising as we are far more likely to buy something a friend has recommended as apposed to something from a commercial.

So these companies have decided to give away free stuff and even pay money to do so instead of giving this money to the advertising companies.  This gets the products into the hands of people whereby the company is banking on the fact that a certain percentage of people will fall in love with it and keep it.

I’m not so sure how this Project Payday will influence this however.  If a company notices an unusually high number of cancellations this could throw up some red flags.  But that shouldn’t affect project payday as they have many programs to choose from.  Of course nowhere are you allowed to advertise the fact that you are trying the product with the intention of canceling.  Project Payday is set up primarily to be a portal to get free or reduced priced products on trial.  The word “cancel” is taboo although everyone knows the idea is to cancel. Shhhh ….