Category: One Time Payment Programs

Jul 02 2010

Is Moms Income System a Scam ? A Review

Here is yet another work from home scheme specifically created to appeal to mothers who are perhaps stay at home moms looking for a way to supplement their income.

I didn’t want to buy it myself in order to find out what it is all about because I have already wasted enough money doing this and in doing so I have found a system that works for me so I’m not about to waste anymore money or time then I already have to talk about these things.

So perhaps you may this reading this review is a waste of time as I don’t know exactly what is in the “kit” that you buy but I’m pretty sure I can guess what’s in there as many of these things are all the same.

From the website it appears this income system utilizes Clickbank, which is free to join, and you try to sell products through Clickbank.  This is a great online business opportunity as many people have successfully created business around selling clickbank products.  In fact, Moms Income System is in itself a Clickbank product.

So my guess is, is that Moms Income System is a kit that teaches you how to create websites that are designed to re-sell this kit to other moms (or whomever) might be interested in making money from home (that’s a HUGE market by the way)

I’m pretty sure this isn’t a scam because Clickbank have a great reputation and wouldn’t sell anything that would make people upset or angry because they don’t want to have to process refunds all the time.  They have been around for many years now and have a great reputation.  They aren’t about to damage that for a few bucks when they turnover millions of $ every year.

So I am pretty sure this system or kit will have some very useful training info to get you started in your online business.  It has taken me over a year of trial and error to find something that works.  There’s no reason why you can’t buy this system and follow the videos and info and experience some sort of success. yourself.  But worse case scenario is you lose a few bucks which is what success in business is all about.  (or maybe not as there’s a 60 day no questions money back guarantee).

I have lost a few hundred dollars over the past couple of years trying this and that out until I found a business that not only worked, but I really enjoyed.  I have more than made back what I have lost, so to me those losses where totally worth it because it’s those losses and risks that led me to the successful business I have now.  Perhaps this is the business for you?

If you DO happen to buy this system and give it a go please come back and tell me if my intuition was correct.  Is it simply a system that teaches you how to market and re-sell the very same system?

If so, keep in mind that the principles you learn on how to re-sell and market the same system you bought applies to ALL online marketing businesses.  So don’t think you are limiting yourself to this single product.  Clickbank has 1000s or 10,000s of products.  So if for some reason you don’t like re-selling this system, you will already have the training to market and sell other clickbank products that you like.

It’s like I always say, many of the most successful people in the world are the ones who have experienced the most failures.  Or “the foundation of success is 1 or many failures”.   Basically “nothing ventured nothing gained”

If you want to give Moms Income System a go click here. It has a “60 day no questions asked money back guarantee ” and because it’s from clickbank, I would personally believe in that.

Please come back and let me know how you get on and tell me if I was right.  Your valuable input will help others in their decision making.

Jun 28 2010

Canadian Diamond Traders

Canadian Diamond Traders is a very interesting and unique program among the various MLMs I have investigated over the past while, so I think it deserves a place on this site.

I don’t know about you, but if you were thinking about joining this it isn’t so easy to understand the ins and outs of their program.  The videos I watched and things that I read didn’t explain very well how it worked, just how to pay your money and you will get $3500 when you “cycle”.

Normally I get very leary of any program that focuses on hype and only talks about what you will/can make because they normally do that in order to play on your emotions.  It’s like dangling the carrot in front of the horse.   It totally works of course because there are so many people on the internet desperate to make money and this tactic is very effective so many companies use it.

Canadian Diamond Traders have apparantly been in business for 6 years now trading in diamonds.  They launched this MLM program in an effort to expand their business with direct selling.  The concept is a good idea of course, many companies have adopted direct sales like Amway, Primerica Financial Services, Cutco, Avon, Tupperware and these companies have enjoyed great success and profits as a result.

In theory the concept is great but in practice it just becomes another legalized pyramid scheme full of people who just recruit/sell to other people who want to make money.  With the companies mentioned above many people just buy the product because they want or need it.  With Canadian Diamond Traders the people buying the diamonds I am sure couldn’t care less about the diamonds, nor were they planning on buying a diamond anytime in the near future.  Those who join CDT I am sure are just looking for a way to make some money and do so by finding others with the same desire.

I decided to give Canadian Diamond Traders a phone call directly to find out exactly how this works because the info available online wasn’t concise enough.

When you join Canadian Diamond Traders you pay a “deposit” towards a diamond that you will get at the end of your cycle.  There are 2 programs, 1 is a feeder that costs $120 ($100 entry fee + $20 admin fee)  and the other is the real program costing $520 ($500 entry fee + $20 admin fee).

The feeder program is basically a way for you to get into the program cheaper, but of course it will take you twice as long to actually earn any money as you need to cycle twice before getting any cash.  Your first cycle automatically pays your entry into the $500 table.

If you opt for the feeder program your $100 acts as a deposit towards a diamond that you will get when you cycle the first time.  The diamond is valued at about $800 or so.  This is something I believe as they provide documentation and valuation certificate from reliable appraisers.  However don’t get too excited as a diamonds appraised value is always overstated.  This is mainly for the insurance companies and a tool for comparing diamonds values.  If you know anything about diamonds then you will know color, cut, carat and appearance are what makes it valuable.  I have seen online some of the diamonds that you get for your $100 and they are low quality.  That’s not to say they are worthless as all diamonds have value, but in the real world these diamonds are pretty much worthless and no one really wants them.

I used to be in the second hand diamond trade myself.  When we purchased diamonds to re-sell the rule of thumb was pay 10% of the appraised value and retail it for half of the appraised value.  According to this rule the $800 diamond you get would fetch $80 from a trader if you wanted to get cash for it and the most you would likely be able to sell/retail it for would be about $400.  But to be honest, since the color of these diamonds is blue and yellow etc the demand is very low so don’t expect to make much off your diamond from your first cycle.  This program is really all about cycling out of the $500 table.

The $500 table puts you in line for a diamond of about $1900 value.  They say when you cycle you get $3500 marketing fee but it’s not really true.  You get $2500 cash and a diamond valued at $1900.  They combine these 2 figures somehow to give you the $3500 figure (valuing the diamond at $1000 wholesale).  I haven’t seen any photos of this level of diamond but I am sure it’s an actual decent diamond like you would actually buy in the stores.  Remember this is just the raw diamond, no ring or setting.

Whether you enter the $100 or the $500 table the same principle applies.  There are 4 levels to the table :

Miner

Cutter

Polisher

Collector

You enter the table at the Miner position.   There are 8 Miner positions that need to be filled in order for you to advance to cutter.  Now here is where it gets interesting.  Most MLM programs that I have seen you tend to be quite on your own i.e. if you don’t successfully recruit you are highly unlikely to make any money but CDT is highly teamwork oriented.  It IS possible to do no work at all and cycle out and make money.  Of course if everyone takes this stance no one will ever cycle, but in theory it’s possible to ride the coat tails of others.  In standard MLMs, even the forced matrices with spillover, this is much harder.

The reason for this is that everyone in your table is working together to fulfill the same goal i.e. fill the 8 positions in the miner table.  Theoretically, if you happen to join a table that already has 7 positions and you are #8, you will advance directly to the next position of Cutter immediately.

Let’s say however you are the 1st person to join as miner, this is the worse case scenario.  Your table will have 4 Cutters above you, 2 Polishers above them and 1 Collector above them.  That’s a total of 7 people plus you all working together to find 7 more people.  Regardless of who recruits the next person, that next person is recruited as a Miner and he too starts to work with everyone to try to fill the other empty positions in the Miner level.  (I hope I haven’t lost you).

I found this structure quite hard to follow initially because SO many MLMs are pretty much the same.  You recruit people under yourself and they recruit people under themselves etc.  But this structure is the most teamwork oriented I have seen.  In the other MLMs I have seen the people above you in the program are kind of like your competition.  If someone is interested in joining everyone is fighting to get that prospect to join under them.  It’s kind of ugly really, but with Canadian Diamond Traders structure it doesn’t matter who recruits the new member he will always go into the same position.

Of course you ARE in competition with people from OTHER tables.   However you aren’t really in competition with the person who recruited you, like you would be in the other online MLMs.

So once you and your team fill those 8 positions the person who is in the collector position at the top cycles out of the table and gets his $2500 marketing fee plus his $1900 valued diamond (if he is in the main program.  If it’s the feeder program then he just gets a free entry into the real/main $500  program and an $800 diamond, but he must pay the shipping fee in order to receive the diamond.  Shipping fee varies depending on country of course.  If you happen to be in Canada it’s about $20).

The person on the phone told me the way the table splits is calculated/decided by the software. I can only assume the software tries to evenly distribute the best recruiters so as to make things fair.  I’m not really sure if it’s possible if you will be separated from your original recruiter or not so it’s possible when the table splits he will abandon you as you essentially become his competition at that point.

Here is a little diagram to help explain the splitting process.  Let’s pretend you are M1 (Miner 1)

Table before the split :

Collector1

P1 P2

C1 C2 C3 C4

M1 (YOU) M2 M3 M4 M5 M6 M7 M8

Once M8 is recruited this table automatically splits into 2 tables :

Table 1

Collector (previously P1)

P1 (previously C1) – P2 (previously C2)

C1 (previously M1 i.e YOU) – C2 (previously M2) – C3 (previously M3) – C4 (previously M4)

&

Table 2

Collector (previously P2)

P1 (previously C3) – P2 (previously C4)

C1 (previously M5) – C2 (previously M6) – C3 (previously M7) – C4 (previously M8)

Of course who goes where is decided by the software, I just split the tables this way as an example.  So you can see above that you are now in table 1.  The following people from your original table have now become your competition : P2, C3, C4, M5, M6, M7 & M8.

You are now working with your 3 fellow cutters (who were previously miners just like you) and the 3 people above you.  Your and everyone’s goal is now to find 8 new Miners to go into those 8 empty positions below you.  Those new miners will also help you achieve this goal.

Hopefully now you can see how much more teamwork oriented this is.  At any one time there is always a minimum of 8 people working together to accomplish the same goal, and when the M7 position is filled you have 14 people working together to fill the final M8 position.  This type of teamwork is a first for me and that’s why I think this program is good.

Possible Negative Points (Cons)

The difficulties I expect you will face with this program are no different from any other.  First everyone thinks “pyramid scam”.  But this is stigma you will have to overcome with any program and this is no exception.  Another problem may be the fear of the stability of the program.  GDI for example has about 10 years of history and is a publicly traded company, whereas I think Canadian Diamond Traders is a private company.

Another thing I think may work against you is the customer service staff.  The woman I spoke to on the phone is obviously a foreigner.  I couldn’t make out her accent actually but she did have a problem understanding me and I had to listen hard to understand her.  With all the money they are making they should really hire someone for $10/hour who is Canadian (i.e. native English speaker) and professional sounding.  I am sure that if anyone calls this company to check them out they will be put off by someone who doesn’t understand english well enough.  However in saying that she was nice and as helpful as she could have been.

The other problem maybe the $120 fee.  There are many other programs that are much cheaper like 4×1 Fortune which is only $11 one-time fee to join.  So you may find it difficult convincing people to part with $120.

From a pure mathematical point of view there are other programs that pay better.  For example when you cycle out of the Canadian Diamond Traders $500 program you get $2500 + $1900 (let’s say this is worth $3500 like they say).  You need to recruit 32 people in order to do this (either you or your team members).  So you are essentially getting x7 of your investment back for those 32 people.  But in 4×1 Fortune for example if you recruited 32 people you would earn a minimum of $150 which is over x13 what you paid in.

So Canadian Diamond Traders make an excellent profit, they could surely afford to pay more to their members.  In saying that the teamwork structure of Canadian Diamond Traders is much better than that of 4×1 Fortune So one has to weigh up what is more important to them and also what they think would be more appealing to their potential recruits.

In conclusion I would be willing to recommend this opportunity to anyone.  You must of course accept the possibility that the company will pull the plug suddenly and run away with the money, but they stand to make more money by continuing with their business plan so it wouldn’t be logical for them to do so.  However anything is possible right ?  In any business venture there is always an element of risk.

You may be wondering if I think this is such a great idea why didn’t I join ?  It’s because I still think the Niche Marketing is much better for me and I am making good money at it and most importantly I don’t need to recruit a single soul.  I am kind of off the idea of recruiting now as I know in order to be very successful in MLMs you need to persuade people and kinda force/pressure them into getting involved.  If the person is unable to replicate your success and they don’t earn money then you just end up making enemies and unfortunately most people are either unable to replicate your success or just don’t have the drive or motivation that I do.  So for the most part people just end up complaining that they haven’t made any money and blame me when the real reason for their failure is their impatience and lack of effort.  That is why I am sticking with the Niche Marketing which is totally free to join and doesn’t require recruiting.  It’s  a business that succeeds solely on my efforts alone and doesn’t depend upon the efforts of others.  This suits me much better and that is why I won’t join Canadian Diamond Traders simply because I just don’t have the time to work at it.  I am too busy building my website making business.

I hope this Canadian Diamond Traders Review has answered a few questions for you and helped you in your decision to join.  If you were thinking about it and you are brave enough to risk the $120 I recommend you try.  Of all the programs I have seen this one has a lot of cards in your favor and your team members are truly motivated to help you succeed and you also highly benefit from the success of others in your table.

Please don’t blame me if it doesn’t work, I am merely comparing this to other programs I have researched.  You must take risks in business in order to succeed.  You could probably say the most successful business men in the world are the ones who have failed the most.  Or you could say the foundation of success is an accumulation of 1 or more failures.

If you have any experience with Canadian Diamond Traders good or bad please leave your comment below for others to learn and benefit from.

Mar 02 2010

Is EZ 2×2 a Scam ? A Review

EZ 2×2 is a simple cycler program comparable to 4×1 Fortune but just not as good.  When I joined 2×2 it was only $7 but now they have tacked on a $3 admin fee.  So I guess they weren’t happy with how much money they were making so they increased the fee by over 50% – CRAZY !

I joined anyways because it was a big buzz and I wanted to see what it was all about.  As with all cyclers you need to get 6 people to join under you before you are paid anything.  There is a small chance you will recieve a little spillunder of spillover, but in reality this hardly ever happens so it’s really up to you whether or not you will make money at this.

I marketed for about a month and I was able to sign up 4 people.  Nothing has really happened since then so I can’t really testify as to what the commission and pay out is like.  I need 2 more people to join me in order to get that information.  So if you are considering joining, by all means join with me and then I can post here the results for all to read.

According to the site you will earn $20 everytime you “cycle”.  When I first joined I only noticed afterward that this was a feeder program into another matrix.  That meant your commission weren’t paid to you in cash by they were fed into another higher paying monthly matrix.  This mean that you could possibly never ever see any direct cash commissions for EZ 2×2.  If I had known this in the beginning I wouldn’t have wasted my time.

However it appears they realised the stupidity of this and stopped it.  I can no longer find any references on their site to suggest the commissions go elsewhere, so hopefully once I get 2 more people to join I will recieve the promised $20 in cash.

Time will tell ….  CLICK HERE TO JOIN EZ 2×2 NOW

However, in all honesty it’s much better to join 4×1 Fortune.  The structure is absolutely identical ie a 2×2 cycler.  4×1 Fortune is only $1 more expensive however the pay out is 50% higher i.e. $30 for each cycle.  Therefore, with 4×1 Fortune around I have no idea why anyone would bother with EZ 2×2 now that they have tacked on the $3 admin fee.  They are no longer competitive.

So, if you were seriously considering joining EZ 2×2, by all means do so but for an extra $1 why not join 4×1 Fortune and make more money for each cycle ?  Otherwise CLICK HERE TO JOIN EZ 2×2

Feel free to leave comments below, positive or negative, about your EX 2×2 experiences.  I’m sure everyone would enjoy reading them.  No affiliate links please

Feb 11 2010

Is 4×1 Fortune a Scam ? A Review

Here I introduce my current top rated MLM program (but #2 rated work from home program as the #1 rated work from home opportunity is not an MLM program).  To start off with I would have to say mathematically speaking 4×1 Fortune is one of the best online business opportunities as far as commissions goes.  Of course all of these programs are the same really.  You spend “x” amount of dollars to join a program and then you try to get others do the same, and make money doing so.

This one happens to be a one-time fee of $11.  This program is a “cycler” so it works a little different in that you don’t get paid from your very first referral.  You need 6 referrals before you get paid anything.  After your first 6 referrals you will get paid $30 which is pretty good when compared to other programs.  Not too many programs allow you to nearly triple your money with only 6 referrals.

After 6 referrals it gets a little confusing.  After your next 6 referrals (ie your 12th referral) you get nothing.  The next payout doesn’t happen until you reach 18 referrals (which I haven’t done yet).  It appears that once you reach that level you get paid $110.  This is pretty good considering 18 referrals generates $198 for the company and you will have received $110+$30 of that.  Pretty good compensation rates.

The “product” is just another library of digital products.  Mostly e-books for marketing etc.  I haven’t had much of a chance to go through any of it but I’m sure you could find some useful stuff in there.

I will say that 4×1fortune.com is something that you have to promote in order to make any money.  The spillover is very limited so don’t expect to get anywhere with spillover with this or any other cycler matrix.  If you want spillover then you should consider Work for $3 which has the possibility of providing spillover forever.  But then again Work for $3 is a yearly fee and I prefer 1 time payment MLMs, and I think others do too.  I don’t like to be committed to a monthly or yearly fee.

The trick, or scheme, behind 4×1fortune is that they don’t need to make any payments until you “cycle”.  This allows them to hold on to the cash for a while which they could invest or use otherwise.  Further, they likely bank on the fact that people won’t make it to their next cycle and they will get to keep all the money themselves.  Maybe there is some sort of a figure out there that says on average each marketer can only recruit 15 people or so.  This is the type of info that makes this a perfect business model, as the big payout comes once you reach 18 people.  I am about half way there and when I reach 18 people I will be sure to update this page to let you know what happens.

So if you are as curious as I am, by all means join using my link (Click HERE to Join the 4×1 Fortune Opportunity) so I can reach the 18 level  that much faster and post the result here.  All kidding aside this opportunity is actually quite good when just analyzing the math.  I haven’t found too many programs that pay out so much, it’s just the waiting for the payment that’s the killer.  The other standard matrix programs like Work for $3 and Teamwork Revolution Power System pay you after each recruit, no waiting to “cycle”.

If you don’t like recruiting people then you should look at my other recommended online opportunity No Fee Real Legit Work at Home – Niche Marketing which doesn’t require any fee to join and is probably the only real legitimate job/business opportunity reviewed on this site.  However it isn’t as easy as the others.

The other nice thing to remember about 4×1 Fortune is that it’s only a 1 time fee of $11.  If you join with me I will help you as much as I can, as your success is my success.

Click HERE to Join the 4×1 Fortune Opportunity

UPDATES

MAR 13 2010 – What a nice surprise today.  I got paid $11 from 4×1 Fortune out of the blue.  I wasn’t sure why but I found out it was a “matching bonus”.   I never really talked about matching bonuses above but I will mention them now.  If someone you recruited yourself cycles then you will get paid this bonus.  The website never actually said how much it was but I guess we know now.   I don’t know which of my recruits cycled but at least this tells me at least one of them is active so there is hope I will get more of these matching bonuses on the future.  So I have made a total of $41 in commissions with this little program which cost me only $11 to join leaving me with $30 profit at this point.

Click HERE to Join the 4×1 Fortune Opportunity

Jan 25 2010

Is Travel Venture Express TVI International a Scam ? A Review

TVI International claims to be some sort of travel company.  Upon visiting the website the first thing I didn’t like about it was how the “product” is not clear cut.  I don’t know what they are selling, or what I will be selling, when I visit the website.  Further they require you to give your name and email address before they offer up any more specific information – FIRST WARNING SIGN.

After further research I discovered that it is basically another MLM Pyramid scheme except the dollar figures are higher.  It’s a whopping $250 to join which reminds me of the ReGenesis 2×2 scam that recently went down.

For the $250 you get a “travel voucher” which in reality I am sure you could obtain elsewhere for much less, as these things are common giveaways by many companies.  Then it’s the same ol same ol try to get “2 others” to join you and do the same.  Once you do that successfully you train those 2 how to replicate the process and voila you make $10,000 or some other nice lump sum of money after reaching a certain point.

I’ve seen it all before, this is the same scheme with a different packaging.  Some things to be worried about are the fact that their address appears to be fake.   Some people have phoned the building in London that they claim to be located in and they aren’t there.

Further, their banking apparently takes place in Cyprus, but if they are located in the UK why go to the trouble of using a bank in Cyprus ?  More warning signs.

Now this isn’t to say you won’t make money with this.  If you join and in turn get others to join you will very likely make money, the same way that many people made money with ReGenesis 2×2.  All scams pay money in the beginning, it’s just that eventually they close up shop and run with the left over money (and then likely do it all over again).   I can’t say that this is what TVI Express is doing by any means, but one cannot rule it out either.

Perhaps you have read some success stories of others who have made $10,000 or some other great sum of money.  I am sure it’s absolutely true, there’s ALWAYS someone, or a group of people, who are making good money in any scheme.  However for each person who is making money there are at least 2 or possibly 1000s who are losing money.  It’s impossible to have someone making money without 2 or more people losing money.  It’s just simple mathematics.  You never get to hear the stories of the people who lose money, just the wonderful success stories of those who make money.

However, here is something to consider before joining.  First of all how easy/hard do you think it will be to get people to part with $250 to join this ?  Most people are already skeptical and $250 is by no means pocket change.  Compare that to the simple $3 program I recommend.  The idea behind TVI Express is get 2 people to join and train them to do the same and so on so the 2×2x2 etc replicates.  You eventually get a $10,000 payout for accomplishing this but I’m not quite sure when that occurs.

How about my simple $3 program ?  If you were to recruit 3 people (ie get 3 people to part with $3 ) within one month and then teach those 3 to do the same within one month thereby retiring after 2 months., do you know how much money you will earn in your 11th month if everyone accomplishes the same ?  Your 11th month will get you over $17,000!   So, what do you think will be easier ?  TVI Express at $250 joining fee or Work for $3 at a $3 joining fee ?

With Work for $3 I was able to recruit about 60 people within my first 2 months, an average of 1 per day.  However that has slowed down since and many of those who have joined me have not been able to be as successful as me.  There are about 10-20 people who have recruited 3 or more people but the majority haven’t recruited anyone.  This is possibly due to it being a forced matrix so it attracts a lot of people who don’t want to do anything.  Nevertheless it is working and I am making money at it every month on autopilot now.

So, if you are thinking of joining TVI Express I would recommend you first join Work for $3 and try to be successful at that first.  It has the potential to make millions just like TVI does, but it’s only $3, not $250.  If you can’t be successful with Work for $3 then you have no chance whatsoever at being successful with TVI Express and I have just saved you $247! (feel free to donate some of that money to me if you like :-) )

If you have any comments about TVI Express feel free to leave them below.

Jan 24 2010

Is Forced Cash Gifts a Scam ? A Review

I recently received an email from “Dave Taylor” about this new program.  Dave Taylor is the guy behind Team Success builder, but he also promotes a lot of other programs.  Therefore he is pretty much like most other online marketers in that he doesn’t seem to focus on one program and make it work but jumps from program to program making money each time I am sure as he emails the latest thing to his huge list of contacts and some people join in hopes that this will be “The one” that makes them rich.

The fact is the only people who make real money at this are the ones with the huge lists of contacts of people who are hungry to make money (and gullable).

The difference with this Forced Cash Gifting program is it doesn’t appear that the owners (whoever they are) make any administration fees.  The money you put into the program is all used to pay the members.  However, I am sure that the owners or administrators have a position at the top of the matrix so they DO make money from it.

The intial fee to join is $10, but that isn’t the only fee of course.  As you progress in the program you need to keep feeding money into it, however it appears the subsequent fees don’t come out of your pocket but are deducted from your commissions.  Therefore your only out of pocket expense (it would appear) is $10.

There are some great claims made by the website like for example “No Sponsoring Required”.  Well no programs “require” you to sponsor others.  However, if you don’t, it’s highly unlikely you will ever make any money.  Forcedcashgifts is a forced matrix, therefore it is POSSIBLE to make money from spillover but remember spillover is usually a trickle.

Another claim they make is “Our system is not a “Get-rich-quick scheme”. We truly offer a ‘Realistic Plan’ to earn about $1 Million in One Year!”

I have to disagree here.  This claim is by no means “realistic”.   They would be fortunate if even ONE person were to make $1 Million in one year (likely the creator of the program who is at the top) nevermind everyone.  This “realistic” claim is nothing but and that alone is enough for me to stay away.

This is as close as you can get to MLM or Pyramid scheme.  There is absolutely no product whatsoever, it is purely a money sharing/distribution system.  I’m pretty sure it’s fully legal as you are giving “gifts” to people in the program and there is no law against giving gifts to people.  That’s how they stay legal.  A pretty thin line if you ask me.

If you are in to Cash Gifting programs then I guess this one is pretty good as it incorporates a forced matrix.  So at least you have some chance of making some money without sponsoring others.

I have tried many programs over the years so feel free to read up on my Top Recommended Programs

If you have any comments about Forced Cash Gifts feel free to leave them below.

Jan 13 2010

Is Easy Button Cash a Scam ? A Review

EZ Button Cash is something I have seen many times before.  You sign up to this website and pay $29.  You then promote it and get others to do the same.  Each time you are successful you earn $5 per signup.  You also earn $5 per signup that your signups get 5 levels deep.  With this structure there is no limit to how much money you can earn.  Theoretically you could earn millions or billions, but then again you could earn absolutely nothing at all.

One thing to note is that this is not a forced matrix like the recommended Work for $3.  It is absolutely impossible to earn any money without working yourself.  At least with Work for $3 and other forced matrices there is a small chance of getting spillover and thereby earning money without effort on your own part.  Not only is this good for you but it also makes the program more attractive to others and thereby easier to market and get signups.

I can’t see this being all that attractive and thereby I don’t think it would be very profitable.  There are many programs out there doing the same thing so Easy Button Cash is nothing special.  I wouldn’t say it’s a scam by any means.  Just like with most programs if you market it and get others to signup you will earn money.  It’s just whether or not you will be able to do so is the question, which is why I recommend Work for $3 first off.  It’s easy and it works well.  If you can succeed even a little with Work for $3 then you will succeed with other programs.  If you can’t, then forget all of these MLM programs.  At least Work for $3 is only a $3 risk, unlike Easy Button Cash which is $29 and doesn’t even have the possibility of spillover.

If you have any info about EZ Button Cash please leave your comment below for others to benefit from.

Jan 13 2010

Is 21 Day Millionaire a Scam ? A Review

Here we have another one time payment matrix.  It is a 2×20 which means you will get maximum spillover mathematically speaking, but it doesn’t mean you will get more spillover than you would with the recommended Work for $3 program.  Spillover depends on 3 factors : the matrix construction (in this case 2×20 which is the best type), the person directly above you in the matrix (this is random so you could be under someone who is lazy) and finally how attractive the program is.

This is a one time payment of $12.99.  For that you get access to a bunch of digital products (same with pretty much every online MLM Program).

The commission structure however isn’t all that clear to me.  It looks like you get $0.50 for everyone that you sponsor or spills under you.  That’s the simple part.  However there is some bonuses for “cycling” which means filling 6 levels.  That’s 126 people.

The website doesn’t say what bonus YOU get when you cycle, it only mentions a $2.50 bonus when someone else cycles.  I would assume you get a bonus of some sort when you personally cycle but I wouldn’t be sure.

Basically we have the same ol same ol here.  Someone else doing what a million other people are doing.  Starting their own program and trying to make a buck doing so.  Just like with any program, you will make money if you promote and are successful, or if you happen to be lucky enough to spill under someone else who is successful (don’t bank on that).

I would still recommend the simple Work for $3 program over this.  It has the potential to turn into millions just like this does, but I found it very easy to promote and get sign ups.  That’s a very important factor to consider, “will others join” ?  People are much more likely to risk $3 over $12.99.  If you agree then others will too and you mat find yourself promoting something that people aren’t willing to risk.

I found the Work for $3 very easy so that’s why I recommend it.  If you can’t be successful at that then you won’t be successful at anything.  Try it out first and once you know you can do this marketing stuff you can try out these more expensive programs.  You can then try to get the people who already joined you in Work for $3 to follow you to your next venture so by joining Work for $3 and getting a following you are building for future opportunities too, not just Work for $3.

If you have any questions about this or experiences to relate please leave your comment below.

Jan 07 2010

Is Work for $3 – WF3D a Scam ? A Review

July 2010 UPDATE

Unfortunately WF3D have changed their program.  It used to be a one time payment of $3 to join which was one of my favorite features.  But they have dissolved this one-time payment option and changed it into a free program to join or you can upgrade by paying $3 per month.  It’s this change that has caused me to change my opinion of this program.  It used to be my top recommended online MLM program because it was so easy, but that is no longer the case now that they require a yearly payment of $36 or more.  I don’t think people are going to like this.

This change was obviously done in an effort to make more for the company and for everyone else, but I fear that it’s advantages may outweigh it’s disadvantages.  Therefore I will now make my favorite, or top recommended online MLM 4×1 Fortune which used to be my my #2 recommended online MLM.

I like the one time payment MLMs as they don’t create any pressure to perform quickly.  You never have to pay again so there’s no “sinking boat” feeling.  WF3D used to be like this but it no longer is and as a result I expect the sign ups will slow down.  So, have a look at 4×1 Fortune as it is still a good paying program.  Hopefully they won’t change their structure in the the future.

I will leave the original WF3D review below in tact but be aware that a lot of the info is now out of date due to the recent changes but some still applies ie 3×15 structure, the “product” etc.

Original WF3D REVIEW

This has by far been the easiest and most successful of all the online businesses I have tried so far.

It’s basically a 3×15 forced matrix which means you can get spillover and spillunder.  I personally haven’t received any spillover to date because I am obviously underneath someone who isn’t marketing this at all, however I have indeed provided spillover to the people who have joined me and benefited from my success in this program.

Of everything I have tried this has been the easiest of all to market.  In fact the results have really taken me by surprise.  I really thought Teamwork Revolution was going to be something great but then it fell apart.  Then not soon after that my hopes were again re-kindled with the Teamwork Revolution Power System which started out incredible but just as quickly fizzled out.  During that time this simple one time payment $3 + $0.40 alertpay fee program was ticking over making money week in and week out.

In fact this program very much reminds me of the fable of the Turtle and the Hare.  You remember ? The Turtle very slowly but consistently makes his way through the race while the Hare took it in fits and spurts.  In the end the Turtle won the race and that’s kind of what has happened here with my little experiment.

One huge benefit this program has over others is that you only ever make a payment once thereby limiting your expenses and investment.  The monthly payment programs increase your risk but also increase the potential reward.  In my case all the monthly payment programs died out and I lost money on pretty much all of them.  That whole time this program was ticking away making a few dollars every week and has the potential to turn into a whole lot more.  If things continue as they have done so for the past few months then after 6 months to a year this will be earning a decent monthly income.

There are even more benefits to this program than meets the eye.  The product is a list builder.  So you are building a mailing list of people who are interested in making money online.  So not only do you earn commission from the people you recruit and the people they recruit 15 levels down, but you can also potentially earn money from promoting other good opportunities to the people who have joined your list.  This is perhaps the most valuable part of this program.

Further, if you are inexperienced with online marketing this is the PERFECT program to get your feet wet and learn the ropes before trying to take on a bigger fish.  Basically if you are unable to make a profit with this simple program than you might as well give up all together on online marketing because this is the easiest thing out there I think.  It was the easiest for me anyways.  It’s just a surprise and shock to me that it turned out to be the most profitable.

When I first joined this I spent some time marketing placing free ads on some websites.  I did really well during the first couple of months where I averaged about 1 signup per day.  That slowed down after 2 months for whatever reasons but my recruits were starting to get good and I was starting to see some decent spillunder as well.

Now, after about 7 months, I have personally recruited about 100 people and those in turn have brought in 400 people for a total of 500.

When you look at the number of people that is a huge success for someone starting from scratch.  Remember before this I had never done any online marketing before.

The money earned from that hasn’t been much.  Just over $100.  However, for a measily $3 investment that’s a pretty darn good return on my money.

Have a look at the chart below :

Months Commission Amount People Income
1 $1.00 3 $3.00
2 $0.12 9 $1.08
3 $0.12 27 $3.24
4 $0.10 81 $8.10
5 $0.10 243 $24.30
6 $0.10 729 $72.90
7 $0.10 2187 $218.70
8 $0.10 6561 $656.10
9 $0.10 19683 $1,968.30
10 $0.10 59049 $5,904.90
11 $0.10 177147 $17,714.70

This chart shows what your income would be with this program if you were to sign up only 3 people (i.e. convince 3 people to part with $3.40 with the hopes of getting a residual income) in your first month, and then do NOTHING AT ALL FOREVER.  Seems crazy but it’s simple mathematics.

Now for me personally I started off pretty good because I got about 30 people in my first month, but a lot of those people didn’t do anything so the snowball didn’t roll as fast as the chart above indicates.  After 7 months I should have 2187 people whereas I only have 500.

Now I think I am partly to blame for that as part of my marketing campaign was basically telling people to join me and do nothing and benefit from the spillover.  So, were I only to be looking for people interested in marketing for themselves I wouldn’t have the 500 people I have now.   So I’d rather have 500 people join me and do nothing than have no one join me at all.

In actual fact quite a few of those 500 people ARE marketing and doing quite well.  So you never really know what type of people are going to join you in this venture but sometimes you get a nice surprise.

So now that I am not going to acheive the results I was hoping for with the chart above I have my sights on this chart :

1st Month – 1 member in downline (earning $1.50)

2nd Month – 3 members in downline (1 recruited by yourself and 1 by your downline – earning $4.50)

3rd Month – 7 members in downline (1 recruited by yourself and 3 by your downline – earning $5.36)

4th Month – 15 members in downline (earning $6.70)

5th Month – 31 members in downline (earning $8.92)

6th Month – 63 members in downline (earning $12.52)  

7th Month – 127 members in downline (earning $19.32)

8th Month – 255 members in downline (earning $32.52)

9th Month – 511 members in downline (earning $58.52)

10th Month – 1023 members in downline (earning $110.12)

11th Month – 2047 members in downline (earning $212.92)

12th Month – 4095 members in downline (earning $418.12)

13th Month – 8191 members in downline (earning $828.12)

14th Month – 16383 members in downline (earning $1,647.72)

15th Month – 32767 members in downline (earning $3,286.52)

16th Month – 65535 members in downline (earning $6,563.72)

This chart shows what would happen were you and everyone else to recruit just one person per month.  Yet another very attainable goal considering I recruited 60 in my first couple of months.  A goal of 1 per month is easily achievable if you work at it consistently just like the Tortoise in the Tortoise and the Hare fable.

According to the chart above after 7 months you would have 127 people.  Well I have about 500 so I am certainly way ahead of schedule on that one.  So let’s see how things continue over the next few months.  Feel free to bookmark this page and check back as I post updates.

If you decide to join this opportunity you will notice 2 upgrade options one for $10(Gold)  and one for $30 (Platinum).  Basically it just means you earn a little more money each time someone you recruit also upgrades.  However, mathematically it is better to use the $10 to purchase the 3 positions underneath you or use the $30 to purchase the 3 positions on your 1st line and also the 9 positions on your 2nd line.  This is of course completely optional but I am writing this because I feel bad for those who joined and upgraded to Gold or Platinum instead of doing what I recommend above.  My recommendation pays you more commission in the long run than upgrading to Gold or Platinum.  If you aren’t sure why contact me before you upgrade so I can explain in detail.

If you decide to try this opportunity out I will do my best to help you replicate the success I enjoyed.  Your success is my success so don’t expect to be left out in the lurch.  Feel free to contact me via my Contact page or leave a comment below if you have any questions at all about this or any other online program I have tried.

Please click here to join this venture


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