First I will start off by saying I am not a member of Project Payday nor do I plan to be.  This is a truly unbiased review of this scheme.  This is a very unique program among the ones reviewed on this site.  The basic idea behind it is you complete trial offers of various products and cancel them before the actual fee or subscription actually begins.

There is no fees that I no of to actually join this program but of course it is not without it’s costs.  Some of the offers you have to complete cost a few dollars, but you always earn more than what you pay out.

A restriction to this work from home opportunity is that you must live in the US (maybe Canada is ok but you have a lot less offers and opportunities open to you).  I believe a UK version is available under a different name, might even be an entirely different company but the concepts are the same.  The reason for this restriction is the offers may require a product to be sent to your house.  The companies doing these offers are looking for real actual customers and obviously aren’t interested in people outside of their market who can’t become their customers.

These offers are from all kinds of companies, many of which you know and are household names.  Actually, the ironic thing about this program is instead of you being scammed, YOU are the one doing the scamming (kind of).  I say this because the way you make money is by signing up to trial offers which you have absolutely NO intention of completing.  You have already decided to cancel or not buy the product before you even begin.  This of course is not what the company was intending when they created the trial offer.  From the company’s point of view you are abusing the system, but of course there is nothing they can do about it.  They have no way to distinguish between the genuine customers who were actually considering the offer and those who are part of Project Payday that already have their cancellation date planned.

If you are wondering why the companies do these offers it’s simple really.  Companies spend billions of dollars on advertising.  Many companies have decided to diversify their advertising budget and use some of it to get the product into the hands of potential customers.  Companies realize the power of desire and there is nothing more effective than trying the product or service out and falling in love with it.  Companies know that a certain % of people who try out the product or service will end up keeping it and that’s where the company makes it’s money.

So of course Project Payday is very likely a pain in the neck for these companies as Project Payday members are only causing losses to the companies providing these offers.  However, it’s obviously not a big enough pain otherwise the companies would stop the offers all together.  Despite the Project Payday members “abusing” the system the companies still come out on top profit wise and therefore continue to provide these offers.

In reality, many Project Payday members do actually fall in love with the product or service and end up keeping it.  So, if you are the type of person who easily falls in love with products or services you may find that this work from home program is the biggest mistake of your life because instead of canceling everything and making your money you end up impulsively keeping everything and LOSING money !

The hard part about this “job” is that you must keep meticulous track of all the offers you are doing and when to cancel.  If you forget to cancel you end up losing money, so you need to be very organized.  You will use your credit card often too so you need to be comfortable with that idea.  The offers are also designed in such a way that it isn’t very easy to cancel.   So be prepared to jump through hoops and wait on the phone for long periods of time in order to cancel.

Just to give you an idea of the cancellation process of one type of offer, I was a victim of a scam known as the Google Cash Kit. I found it myself one day online.  The site made it out to look like you were getting something shipped to your door for a simple $2.95 shipping fee.  But the fine print at the bottom of the site explained you were actually signing up to one or more services costing nearly $100 per month.  Almost all people who ordered this “kit” were completely unaware of the monthly fee and you cannot just call your credit card company to cancel, you must call the Google Cash Kit company themselves in order to cancel, and of course when you do that you are on hold for a long time.  I even read of experiences of people who called and canceled over the phone but the fees just keep coming.  A total nightmare.

I am telling you about this because this is one of the offers that Project Payday have people do.  But the difference is that when you sign up you KNOW what this is all about and know to cancel within the 7 days or whatever.  I came across this by myself on the internet as I was a genuinely interested customer so I ignorantly signed up without noticing the tiny print at the bottom of the screen but I was fortunate enough not to lose any money unlike many others who’s stories I read online.

Being a part of Project Payday doesn’t mean you will be scammed like I was, nor do you take advantage of anyone else (except for the companies themselves perhaps).  Project Payday make sure you know exactly what you are getting yourself into and they also tell you exactly how to get yourself out of it.

If you are wondering how much money you can make well it all depends on how much time you have.  It’s fairly tedious work filling out forms and keeping track of all your offers, then making sure you cancel them on time.  You will read of people who say they are making $1000s and they probably are.  This is because they spend a lot of time doing this.  I’m sure you could easily average $20+ per hour if you were serious about this and an efficient worker.

Project Payday  also has the opportunity to advance to a higher level where you become the mentor to other newbies.  Bascially this whole arrangement is about sharing the referral commissions that companies give to the affiliates.  For example the Google Cash Kit that I was tricked into buying pays a referral commission of around $50 if I remember correctly.  So if you were to sign up to that and then cancel within the 7 day trial period the person who received the $50 commission (your mentor) would split that with you maybe 50/50 or whatever.

Before trying out any offer the details are all spelled out for you.  It’s very clear so you don’t need to worry about getting tricked into anything.  The offers are all listed on the Project Payday site, the cost of trying the offer and the amount you earn by doing so etc.  So you get to pick and choose what you do.  You normally have to kind of work your way up the ladder so to speak as you can’t just do any offer you want.  Each offer has criteria that must be met i.e. you must have a minimum experience of completing so many offers or something like that.

There is certainly a learning curve to this somewhat, but anyone can do it.

Hopefully this has shed some light on the Project Payday scheme.  I was considering doing it myself at one point, but I live outside the geographical requirement so I couldn’t.  In hindsight I think I would have found it annoying so I’m glad I have found the job that’s perfect for me which is making websites and earning money from Google Adsense.  It’s a legit no fee work from home business.  I don’t need to work with anyone which I like and it pays very well.

If you have any experience with Project Payday good or bad please mention it below for the readers to benefit from.

Data Network Affiliates (D.N.A.), website datanetworkaffiliates.com, is a new and interesting work from home opportunity.  However it also appears to good to be true.  It is completely free to join and no fees are attached to it (although there is of course some optional fees)

It claims that it will pay people for the simple act of collecting the info of 20 license plate numbers and sending that info into the company.  For doing this you will be paid $2 for every month you do it.

It has also incorporated a MLM scheme enabling you to leverage your efforts and theoretically earn $100s, $1000s or even more for the simple act of collecting the license plate info.  This is achieved by earning $2 per person for each downline member who does the same thing as you “within their first 30 days of signing up”.   Here is where I would be careful, it appears that you only earn the $2 ONCE from each sign up, NOT MONTHLY.  I could be wrong but I can’t see any other reason for them to use the wording “within their first 30 days of signing up”.

The optional “Data Input Software Module” will cost you $29.97 monthly plus a set up fee of $97.  This is somewhat amusing as you are PAYING THEM to do their job for them! Genius!  I won’t talk about the software though as it doesn’t seem to offer any great advantage.

Now let’s assume that they are indeed paying the $2 per person PER MONTH and the “within their first 30 days of signing up” wording doesn’t mean anything.  So we are looking at the best case scenario.  Even with that the business ,in my opinion, is doomed to fail because who do you think will be willing to go to the trouble of collecting the 20 tags every month and sending that data in for only $2 ?  It’s not like you can collect 40 tags for $4 or 200 tags for $20, according to the website you get $2 for 20 tags or more.  So more tags doesn’t mean more money.

“But it isn’t just $2 because you get the MLM money from your downline” you may say.  Yes this is true, however you need to remember that SOMEONE will always be on the bottom in any MLM and if they are unable to get any downline for themselves do you think they will continue to do the work for a measily $2?  I don’t think so.  What do you think will happen when that person drops out?  The person above them will do the same, and then the same and so on.  You will have a matrix implosion for sure.

Therefore my prediction for this one is that it will have a great start as people join and there is all the hype etc.  There will be videos and testimonials flying around the internet of people making decent money in the beginning during the growth stage but a few months later when the growth slows down and no one new is joining then the people at the bottom who can’t find any referrals will give up and very quickly you will see the whole thing implode line by line.

Because it’s free to join it’s sure to enjoy a nice growth spurt but unless the company changes the model to ensure that the collecting of data ALONE is worth people’s time, then it’s sure to fail.

So in my opinion I wouldn’t bother with Data Network Affiliates D.N.A. as it doesn’t have any staying power whatsoever.  In my opinion it  is guaranteed to fail.  It’s not a case of if, but a case of when.

If you are looking for a great way to make money online (without any joining fees or MLM stuff) be sure to check out this great system.

http://bestworkingfromhomejobs.com/adsense-training

You basically create websites and make money from selling the advertising on them or commission from sales generated.  You can even sell the websites for a lump sum if you want a quick buck, but the passive monthly income is nice.  You don’t need to buy the system above in order to do this, however if you have no idea what this is about or how to go about starting then the training kit above is an excellent start.  I currently spend most of my time pursuing this way of making money online as it doesn’t require recruiting, selling, pyramids or any hype.  Nor does it depend upon any fly by night company.  You make money from Google (or other established companies), who aren’t going anywhere anytime soon.  Many of these online MLM schemes can just shut down anytime they want and where does that leave you ?  Starting again from scratch with some other company whereby the exact same thing can happen.  That’s not for me anymore, I am building a strong online business now that isn’t going anywhere.  I make over $200 per month on autopilot using this method now and I plan to grow that every month as I build more and more sites.

Let me finish by saying DNA is by no means a scam in my opinion, it’s just a business that will not last.  Feel free to leave your comments about this work from home for free business opportunity below.  If you agree  or disagree with my prediction please let me know.  Do you think my reasoning is logical ? What is your opinion of Data Network Affiliates ? I’d love to hear other people’s thoughts on this.

Looking forward to your comments.

So you are looking for a way to supplement your income while at the same time looking after the kids at home.  Depending on your circumstances there are a few different working from home opportunities available to you.

First of all it is highly unlikely you will find any actual “employment” that will give you a part time job at home.  Most people working at home are doing so because they have started their own little business.  Don’t think this is too hard for you to do as you would be surprised at how easy it really is.

Now if you are a stay at home Mom, what kind are you?  Do you ever have any time where the kids aren’t around that would enable you to go out and do a little bit of work?  Or do you have a baby and therefore any work you undertake MUST be done from the house.

For the Moms that have some time that allows them to leave the home there are many more options open to you.  Perhaps one of the easiest is to offer cleaning or housekeeping services.  You could target the more affluent areas where everyone works and the householders have no time to clean for themselves or the retired and elderly areas.

This can be a very quick way to get some instant work as people who are looking for such a service are very likely to hire you right away.  If you are in a position to undertake this type of part time work you could start by advertising in free places where these type of clientele frequent.

For older people the post office is a good place to put an ad in the window or something like that.  Some may charge you a small fee like $1 per week or month.   Very reasonable advertising cost and can result in some work very quickly.  You could also print up some flyers and distribute them in the retirement areas nearby your home or if you have a car you could venture out even further.

It would be best to knock the doors and speak to the people as apposed to dropping the flyer in the mailbox.   If you don’t speak to the potential client then your flyer will very likely end up in the garbage.  However speaking face to face with them enables them to see who you are and will make a lasting impression upon them as having someone come into your home and clean is a little daunting for many.  They want to be sure they are comfortable with you and a flyer will not enable them to see if you meet those requirements or not.

The same can be done if you are targeting the more well to do clientele.  However the time of day you canvas will likely have to be well picked as they are much less likely to be home.  Where you advertise as well can be harder as these type of people don’t tend to spend much time gazing at window ads.  They are pushed for time so they get in and out of the shops as quickly as possible.

Another nice thing about cleaning work is that your name and reputation tend to spread like wild fire.  Once you have a few clients you will find they quickly recommend you to friends and soon you will have too much work.  Be sure not to under price yourself or be too cheap as it’s very hard to raise prices later.  When people recommend you they will be sure to tell their friends what your rates are so you won’t be able to raise your price for those new customers.

It’s not just cleaning services you could offer but anything really that these type of people need.  It just so happens that cleaning is one of the most likely required services by many.  Ironing services are also popular in some places.

Now if you happen to be a real stay at home Mom i.e. there’s no way you can leave the house and all work must be done from home, there are still some legitimate work from home opportunities available to you.

If you happen to have any skills be sure to try and market these skills ie sewing or the like.   Again for this you will need to advertise.  You could offer drop off and pick up laundry or ironing services.  People usually prefer someone come to their home for this, but that doesn’t rule out the possiblity that some are willing to bring the work to you in order to save a little bit of money.  Because drop off and pick up are naturally much cheaper than having someone come to your home and do it.

Further, some people may not like having strangers in their home and therefore wouldn’t even consider an on site service at all.  These are the perfect customers for working from home Moms.

Apart from these manual services there are also a few free legitimate work from home opportunities that you can do using your computer.  If you are able to write an article about a certain topic, or any topic, there are many people out there that will pay you money to be a “Ghost Writer”.  They basically give you a topic to write about and you come up with something unique based on that topic.  The length of the article will depend upon the customer, and the amount you earn is completely up to you.

However, keep in mind the competition is also pretty fierce as there are a lot of other stay at home moms and other people doing the very same thing.  Further, if you don’t have a reputation or experience it’s going to be very difficult to get any writing work.  So in the beginning you will very likely have to charge very low rates, maybe even work for as little as $1 per hour just to get your foot in the door and some part time work coming your way.

The work itself isn’t that hard, but actually getting the customers and the work will be very hard.  If you want to try you can join some websites that connect writers to the people who want the content.  You may have to give a portion of the fee to the website, but you will still make money regardless and the work you get from the client after the fact might be fee free.

If the above doesn’t appeal to you then you could try the other legitimate no free work from home for free opportunity I talk about on this site.  Just click that link to read more as there is no point in me repeating the info here.  It doesn’t require you to get any customers so that’s nice but the work itself is much harder than just simply writing an article.

All of the jobs above would be considered completely legit work from home jobs.  They don’t require you to pay any fees, they aren’t MLM or pyramid schemes.  However, if none of the above jobs appeal to you as a stay at home mom you might consider one of the MLM schemes mentioned on this site.  These are quite easy to do and the fees are as low as $3.40.  If you have a little bit of internet knowledge and can place ads in places then you might be successful at it.

Other computer jobs at home could include paid to click.  You basically earn money by looking at and clicking on ads.  However this is very little, maybe amounting to about $1 or so per hour.

Feel free to have a browse through this site where you may find a work from home opportunity that suits you.

Project Payday is an interesting, unique online money making program.  The basic idea is you sign up for trials of stuff and make money by doing so.  The biggest catch is you must live in the US to participate.

It requires a highly organized and disciplined person, however, as you need to be sure to cancel the trial in time before you end up paying the actual fee.  If that happens you probably lose money.  So normally you are trained to create a spreadsheet with all the trials you are currently “trying” and the dates they expire etc.  Then you check it regularly and schedule the times when you need to cancel.  If you have a PDA with an alarm feature this would be highly useful.

You normally have to work with some sort of a mentor.  He will also make a bit of money from your efforts and as you get better you can eventually graduate from the mentor and even become a mentor yourself.

The trials can be anything from vitamins to DVD rentals.  You also need a credit card in order to participate in the trial.  I wouldn’t worry too much about credit card fraud as you aren’t giving your credit card details to project payday, you are giving them to the company offering the trial.

You can pick and choose the trials yourself.  There is a wide range to choose from and some of the trials you may end up keeping because you like them.  Whether you continue or not with the product has no bearing on anything, it’s the trial you get paid for.

However I must admit that one of the companies they use is the Google Cash Kit which I warned against on this site.  So if participating in projectpayday.com one needs to be very careful and read all the fine print.

I don’t think you will get rich with this program, however I am sure you can make more than $10/hr on average.  So for working from home it’s a pretty legitimate opportunity.

You may wonder how is this all funded ?  It’s simple really.  Big companies spend billions on advertising and this is just another one of those advertising methods.  Companies know that word of mouth is one of the most powerful forms of advertising as we are far more likely to buy something a friend has recommended as apposed to something from a commercial.

So these companies have decided to give away free stuff and even pay money to do so instead of giving this money to the advertising companies.  This gets the products into the hands of people whereby the company is banking on the fact that a certain percentage of people will fall in love with it and keep it.

I’m not so sure how this Project Payday will influence this however.  If a company notices an unusually high number of cancellations this could throw up some red flags.  But that shouldn’t affect project payday as they have many programs to choose from.  Of course nowhere are you allowed to advertise the fact that you are trying the product with the intention of canceling.  Project Payday is set up primarily to be a portal to get free or reduced priced products on trial.  The word “cancel” is taboo although everyone knows the idea is to cancel. Shhhh ….

This is perhaps the only REAL legitimate work from home job that I have tried so far.

It is completely free, there are no membership fees and you don’t earn money by recruiting others.  No Pyramids, no MLM.

However, it is by no means easy.  I have been experimenting with this for the past few months, researching and learning as much as I can.  I haven’t made enough money to quit my day job yet but I am sure I will eventually get there.

Now although there are no membership fees this business is by no means without any costs.   It is nearly impossible to have any business without incurring costs.  You use your electricity to run your computer, your telephone etc.  In order to run this business there are things you cannot do without.  The difference is that those things that you need do not benefit any “recruiter” just like your electricity and phone bill does not benefit any recruiter.  I cannot “recruit” you into this business and if you decide to try this out I won’t earn a commission from your efforts.  That is also why I cannot spend time training you how to be successful because I don’t earn any money from doing so.  I am merely explaining the basics in this article in order to provide good content for my site and hopefully help people  find a legitimate way to earn a living online.

In order to run this business you need to have web hosting, as this business is all about creating web sites and making money from them.  Web hosting companies are a dime a dozen so feel free to pick any company you want.  However I have been using this web hosting company and they have been great.  They are only about $5 per month for unlimited everything (cheaper if you pay a year or more up front).  Further, perhaps the greatest feature they have is one click Wordpress installations.  I used to have to do this manually and it would take about 10-20 minutes getting everything set up and it wasn’t very easy.  So for a newbie you will love the one click wordpress install feature as wordpress is a great and easy way to create websites for this business.

The only things you MUST have to start this business are a computer (which you likely already have) and web hosting.  You could even use someone else’s web hosting if you didn’t want to pay the $5 or so per month for your own.  So once you have a web hosting company you then have to begin your “keyword research”.  The research is perhaps the hardest and longest part of the job.  You are looking for topics that aren’t too competitive because your goal is to get onto the first page of Google for search results of your targeted keyword.

This is very easy if for example your targeted keyword is “things people like to do on the beach on July 10th“.  If you wanted to be the first position in Google for that phrase I’m sure it could easily be done.  The problem is how many people in the world do you think search for that term?  Probably none! So what you are trying to do with your keyword research is find search terms that are somewhat popular but don’t have a lot of competition.

One website you will need to check is https://adwords.google.com/select/KeywordToolExternal.  Here you can type in any keyword and it will give you a rough estimate of how many people search for that keyword.  Select “Exact Match” as that is the number of people who search for that exact phrase.

In order to check the competition for a certain keyword you can type in the keyword phrase into Google and look at the top 10 results that are shown.  You will want to use a plug in for your browser like http://www.seoquake.com/ for Firefox.  They may have a plug in for Explorer I’m not sure.  Just install and use Firefox as it’s a great browser.

Otherwise just do a search in Google for “SEO Plugin Explorer” or something like that.  I am sure you will find something.

Once you have the plug in installed type your keyword phrase into Google and look at the first 1o results.  First thing to look at is the Page Rank of each website.  If the top 10 websites are all Page Rank 3 or lower that’s your first good sign.  The plug in should display this information next to each website.

The second thing to analyze is how many backlinks do each of the sites have ?  The lower the better.

So if the top 10 sites are all low page ranks with low numbers of backlinks then you could be on to a winning keyword phrase.  Another thing to look at is the total number of results that Google gives you.  This number is normally displayed at the top of the search results.  It could be millions of matches or maybe even only 1000s.  This is not as important as the page ranks and backlinks of the top 10 sites, but it is still another indicator as to how many sites are out there with this keyword phrase in them.  The less sites there are the better.

Of course this will likely take you many many hours to do, coming up with ideas for possible website niches and then doing the research, checking the top 10 results etc.  You will probably find a good keyword phrase 1% of the time , so be prepared to spend a lot of time trying to find good target keywords.  It’s all about trial and error (mostly error).

If you don’t want to wait, or don’t have the patience to jump through all the hoops then you may consider buying this software that does a lot of that work for you.  It takes a huge amount of the leg work away.  You type in a keyword phrase and it basically gives you a rating from 0 to 1000 for that phrase,  0 being the easiest and 1000 being the hardest.  Generally if you are just starting out you should target phrases that are less than 20, 0 of course being the ideal.

I use this software and it’s great, but I will stress that it isn’t necessary.  The only thing that is absolutely necessary to start this business is web hosting.  You can use the same company as me or maybe you already have webhosting ? If you are a member of one of these webhosting matrices like Teamwork Revolution, or the like, then you can just use their hosting.  But those normally cost $10 or more per month, whereas I only pay $5.  I’m sure you can find it cheaper but this is the company my friend has been using for a while now and he is also doing this niche marketing work.  However, he does it full time and makes a living at it.  So I am trying to learn from him and follow in his footsteps.

He also uses the Niche Finding Software and swears buy it, and so do I.  But again if you have more time than money then don’t worry.  Just spend the time doing the research manually as the software costs $97, but worth every penny.

Once you have found your keyword phrase with low competition then you will want to buy a domain.  GoDaddy is a pretty cheap domain name provider, but I’m sure you can find cheaper.  A domain will cost you about $10 per year.  This is another cost associated with this business that you can’t avoid.  Nobody makes a commission off you buying domain names except the domain name company.

You will want to find a domain that matches your targeted keyword phrase exactly.  So if you are targeting the keyword phrase “dog grooming kit” you will want to try to get the domain “www.doggroomingkit.com.”  It’s very likely that it will already be taken so you can try to get .org or .net.  Don’t go for any other extension other than those 3.  If those are all taken you could try to go for hyphenated domains like “www.dog-grooming-kit.com” or the like.   However, the fact that the domain is already taken could be an indication that another person is trying to do the same thing as you.  So you may take that as an indicator not to bother as you may not want to go head to head with another niche marketer that is likely more experienced than you and who will easily out rank you.  It’s up to you of course.  If they aren’t in the top 10 search results then perhaps they aren’t that good anyway.

Now, how do you make money you may ask ? One very popular way is to simply put Google Adsense on your site.  People who visit your Dog Grooming site will see ads about Dog Grooming so they are quite likely to click on them and you earn money every time someone clicks on an ad.

A word of warning here.  DO NOT EVER CLICK ON YOUR OWN ADS OR ASK FRIENDS TO DO SO.  If you think Google won’t know then you are highly mistaken.  Google knows EVERYTHING.  So don’t try to be smart and increase your earnings by a few bucks, because that type of short sightedness will get you banned FOR LIFE from Google adsense.

If you choose to use Google adsense to earn money from your site you will also want to take into consideration the amount each click is worth.  You may stumble upon a Niche that looks very easy to target but when you see what the average CPC (cost per click) is it may not be worth it.  $0.01 per click might make you a few dollars per year.  Just enough to pay for the domain name perhaps and maybe the hosting.  So there is a combination of many factors to consider when choosing a niche to go for.  You can check out what keywords are roughly worth at this site https://adwords.google.com/select/TrafficEstimatorSandbox

Another way to make money from your niche site is to sell affiliate products, for example Amazon.  With this type of affiliate marketing you only get paid a commission on each successful sale, not on clicks like Google adsense.  So it may be harder to make money with Affiliate commissions as you are depending upon people actually buying something.  Whereas with Google Adsense all you need is a simple click to make money.

In reality however, I have sites that earn more money from affiliate commissions than from Adsense.  So both ways are good.  Even both ways on the same site work well too.

The main thing to remember about this business is that it is very slow going and has a huge learning curve.  It isn’t a get rich quick scheme but a real legit way to work from home.  Initially it will likely be a hobby as it is for me.  You can expect to make money after about 1 year of trying this so don’t be dissappointed when one or more of your websites don’t make any money.  Some of the guys who have been at this a while launch 100s of websites EVERY MONTH !  Those guys admit that only 20-30% of the sites actually make money and they are experts.  So if you embark on this make it a long term goal so as not to get too disheartened.  I have been at it for almost 1 year now and I can by no means do it full time (yet).  But I have learned a lot during this past year and I am certainly getting better at it.

I also know that I will be able to this full time one day, it just a matter of when, not “if”.

If you are interested in working from home in the same way as I am then you need training as I did. I recommend this Training Course.  Of course if you are reluctant to spend money on any training you will still likely succeed in carrying out this business as I have.  However it took me over a year to reach any decent income level.  If you don’t have that sort of patience then the training is right for you.  I know make over $500 per month with my websites and each month that number slowly grows.  I can’t tell you how satisfying it is to have a completely independent source of income.  I feel like my experiment has finally paid off.   I sure wasted a lot of time with the MLMs but I don’t regret it.  Overall I haven’t lost money because I view those MLMs as a stepping stone that brought me to this REAL business.   I hope the same can happen for you.

Start learning how to make money with from home with websites now by clicking here